<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:ccfd135d-e034-4a5f-a6a7-32fcce43b47d,g:08ea036e-2e33-4b0e-8746-fff7a1b2d2d4-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.humana.com/role/Cover" xlink:type="simple" xlink:href="hum-20220331.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_de20d781-ee71-4855-95d8-72bf0da25918" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_DocumentType_de20d781-ee71-4855-95d8-72bf0da25918" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_7f2cad13-a634-40c1-a10e-65269d265c27" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentQuarterlyReport"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_DocumentQuarterlyReport_7f2cad13-a634-40c1-a10e-65269d265c27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_6c3d9673-850c-4f67-8182-9360d41db50f" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_DocumentPeriodEndDate_6c3d9673-850c-4f67-8182-9360d41db50f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_6a0e883a-a862-409b-855a-d8eb43a94f22" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentTransitionReport"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_DocumentTransitionReport_6a0e883a-a862-409b-855a-d8eb43a94f22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_7f4688fb-20c1-42f6-9467-5a6569ee87c7" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityFileNumber_7f4688fb-20c1-42f6-9467-5a6569ee87c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_ae8e0d8e-f16f-4f4b-bc9a-d99f812cf3c2" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityRegistrantName_ae8e0d8e-f16f-4f4b-bc9a-d99f812cf3c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_26548c71-563b-4e24-8734-dedcfb4de70d" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityIncorporationStateCountryCode_26548c71-563b-4e24-8734-dedcfb4de70d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_e6d6f5f4-4234-40db-b899-fa5df6916ad0" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityTaxIdentificationNumber_e6d6f5f4-4234-40db-b899-fa5df6916ad0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_ae7e2dcf-c5ff-4e4f-b46f-adb9f6dee0f2" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityAddressAddressLine1_ae7e2dcf-c5ff-4e4f-b46f-adb9f6dee0f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_6bfba1fb-5405-41f6-8242-09a15c0e4ecd" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityAddressCityOrTown_6bfba1fb-5405-41f6-8242-09a15c0e4ecd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_740adb80-0b96-40b3-9c17-8bb07a8d1693" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityAddressStateOrProvince_740adb80-0b96-40b3-9c17-8bb07a8d1693" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_1bc4051c-5f1e-4a4c-8426-a7384808ba67" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityAddressPostalZipCode_1bc4051c-5f1e-4a4c-8426-a7384808ba67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_e92252c6-cf62-4225-bc21-f2b5d4c8abcb" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_CityAreaCode_e92252c6-cf62-4225-bc21-f2b5d4c8abcb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_c24b3d8a-e391-435f-a5b3-803442ecd256" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_LocalPhoneNumber_c24b3d8a-e391-435f-a5b3-803442ecd256" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_2759a3d2-be40-4e50-95a8-4133b4f5cb2a" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_Security12bTitle_2759a3d2-be40-4e50-95a8-4133b4f5cb2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_4ee2aadc-d825-4321-8d58-131ed658baeb" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_TradingSymbol_4ee2aadc-d825-4321-8d58-131ed658baeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_2a6aae3d-51e9-4227-98fd-6c35ecadfaf5" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_SecurityExchangeName_2a6aae3d-51e9-4227-98fd-6c35ecadfaf5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_4e44b9ab-707b-4aaa-b0fd-df46f80512b4" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCurrentReportingStatus"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityCurrentReportingStatus_4e44b9ab-707b-4aaa-b0fd-df46f80512b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_417fe405-3a81-48a9-9e65-0daed993b272" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityInteractiveDataCurrent_417fe405-3a81-48a9-9e65-0daed993b272" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_fc7c3123-4f50-4d02-88e0-6a3cc376e37d" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityFilerCategory_fc7c3123-4f50-4d02-88e0-6a3cc376e37d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_309a6071-eb38-4206-8ce1-f5004d6771f6" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntitySmallBusiness_309a6071-eb38-4206-8ce1-f5004d6771f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_9ca12c6e-c1e2-4891-8ba2-e9e7ae1beef9" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityEmergingGrowthCompany_9ca12c6e-c1e2-4891-8ba2-e9e7ae1beef9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_61313470-01ee-4ea2-9875-8d8aa33e2dd6" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityShellCompany"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityShellCompany_61313470-01ee-4ea2-9875-8d8aa33e2dd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_703ca384-dd06-48c9-8d27-4dea919792e7" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_703ca384-dd06-48c9-8d27-4dea919792e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_cc4c8861-2627-4e8c-88a9-f533d4985f91" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_EntityCentralIndexKey_cc4c8861-2627-4e8c-88a9-f533d4985f91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_c18f0476-27dc-41f2-906f-dbb909399dbb" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_CurrentFiscalYearEndDate_c18f0476-27dc-41f2-906f-dbb909399dbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_435941dc-a91f-4887-b91e-0a67efca0877" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalYearFocus"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_DocumentFiscalYearFocus_435941dc-a91f-4887-b91e-0a67efca0877" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_688d01ec-0ef7-45db-b856-eef31d25134d" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_DocumentFiscalPeriodFocus_688d01ec-0ef7-45db-b856-eef31d25134d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_42b56c4d-c211-43e6-a524-16d32aaeffd0" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_7a5a67d6-bad1-4016-82b0-edd25143f720" xlink:to="loc_dei_AmendmentFlag_42b56c4d-c211-43e6-a524-16d32aaeffd0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/CondensedConsolidatedBalanceSheets" xlink:type="simple" xlink:href="hum-20220331.xsd#CondensedConsolidatedBalanceSheets"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/CondensedConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_1a267aff-7e14-4d96-a566-92e123386141" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1a267aff-7e14-4d96-a566-92e123386141" xlink:to="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrentAbstract_17920f73-1a1a-4488-86b6-e49a05b023c0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetsCurrentAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:to="loc_us-gaap_AssetsCurrentAbstract_17920f73-1a1a-4488-86b6-e49a05b023c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_801f15ef-4125-4709-befa-b9a3e881ea9d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_17920f73-1a1a-4488-86b6-e49a05b023c0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_801f15ef-4125-4709-befa-b9a3e881ea9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestments_b504c949-ff2d-42e9-a7ed-9f2466dd8292" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermInvestments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_17920f73-1a1a-4488-86b6-e49a05b023c0" xlink:to="loc_us-gaap_ShortTermInvestments_b504c949-ff2d-42e9-a7ed-9f2466dd8292" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesNetCurrent_c71ad089-3498-4372-9712-a3e8ed4da9a0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ReceivablesNetCurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_17920f73-1a1a-4488-86b6-e49a05b023c0" xlink:to="loc_us-gaap_ReceivablesNetCurrent_c71ad089-3498-4372-9712-a3e8ed4da9a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsCurrent_4273b0e7-8cc8-4c43-b27b-1ce530cfb323" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherAssetsCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_17920f73-1a1a-4488-86b6-e49a05b023c0" xlink:to="loc_us-gaap_OtherAssetsCurrent_4273b0e7-8cc8-4c43-b27b-1ce530cfb323" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_29470ccb-464f-4a28-b8aa-502e634e4bb3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetsCurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_17920f73-1a1a-4488-86b6-e49a05b023c0" xlink:to="loc_us-gaap_AssetsCurrent_29470ccb-464f-4a28-b8aa-502e634e4bb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_68d03056-789b-4f46-9eea-29b650cd09c4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_68d03056-789b-4f46-9eea-29b650cd09c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_703b5984-1bcf-4499-b97f-63fab1cbe23a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_703b5984-1bcf-4499-b97f-63fab1cbe23a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestments_529a5d38-e8a7-4f8e-8da8-bf337ec69f18" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityMethodInvestments"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:to="loc_us-gaap_EquityMethodInvestments_529a5d38-e8a7-4f8e-8da8-bf337ec69f18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_7ac7dfe1-dfbf-43d1-8393-bea39ca9e612" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:to="loc_us-gaap_Goodwill_7ac7dfe1-dfbf-43d1-8393-bea39ca9e612" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_5d07bf95-8403-438d-9e67-cc66a6feda4b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_5d07bf95-8403-438d-9e67-cc66a6feda4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_f35628f7-8abc-41f4-8363-b294d528db25" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Assets"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_213bac48-3d84-471a-87ae-a63257de2ae7" xlink:to="loc_us-gaap_Assets_f35628f7-8abc-41f4-8363-b294d528db25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1a267aff-7e14-4d96-a566-92e123386141" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilitiesCurrentAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:to="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_4f64d0e1-c001-407a-9c83-8446e396f362" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_4f64d0e1-c001-407a-9c83-8446e396f362" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_f2475624-d471-49b2-809f-47b351d27490" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_f2475624-d471-49b2-809f-47b351d27490" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_BookOverdraftLiability_272635d6-465a-4741-9c8c-b16783bfd454" xlink:href="hum-20220331.xsd#hum_BookOverdraftLiability"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:to="loc_hum_BookOverdraftLiability_272635d6-465a-4741-9c8c-b16783bfd454" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityCurrent_335ba9c1-3b8e-4e3a-b701-a7611bcc52b3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ContractWithCustomerLiabilityCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:to="loc_us-gaap_ContractWithCustomerLiabilityCurrent_335ba9c1-3b8e-4e3a-b701-a7611bcc52b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtCurrent_f6801da0-12c0-4929-81c9-13eb95bbafe9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtCurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:to="loc_us-gaap_DebtCurrent_f6801da0-12c0-4929-81c9-13eb95bbafe9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_d7941f78-a7d1-43ae-b4cb-1d78b09074c8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_fd8261de-fa1b-4e8b-bce6-eb7d1af7729c" xlink:to="loc_us-gaap_LiabilitiesCurrent_d7941f78-a7d1-43ae-b4cb-1d78b09074c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_5b20758c-5e9a-40f1-98a3-35af1ad3c3e2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongTermDebtNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:to="loc_us-gaap_LongTermDebtNoncurrent_5b20758c-5e9a-40f1-98a3-35af1ad3c3e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_92b8f1dc-478a-477b-a96e-28bede52be35" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_92b8f1dc-478a-477b-a96e-28bede52be35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_bbb7d2a6-63d9-4bc6-854b-fa41e7efc234" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:to="loc_us-gaap_Liabilities_bbb7d2a6-63d9-4bc6-854b-fa41e7efc234" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:to="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_6e2715cb-2588-4f61-9657-897850361eb3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_PreferredStockValue_6e2715cb-2588-4f61-9657-897850361eb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_1190a4ee-c00f-478c-b41d-90aae37412a6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_CommonStockValue_1190a4ee-c00f-478c-b41d-90aae37412a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_1eefe53a-a850-4e17-ad49-be30eb34c4a7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_1eefe53a-a850-4e17-ad49-be30eb34c4a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_568ca20a-1c5d-47ed-818f-e039a9aee6e9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_568ca20a-1c5d-47ed-818f-e039a9aee6e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_6acf9041-211f-43a0-80d2-e5bdfbf2b5d7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_6acf9041-211f-43a0-80d2-e5bdfbf2b5d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValue_14cbb0d1-b49c-4f75-a48e-c6e67d4e6c2c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TreasuryStockValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_TreasuryStockValue_14cbb0d1-b49c-4f75-a48e-c6e67d4e6c2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_75bdbb11-8d4a-480f-891a-51cdc2f548b7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MinorityInterest"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_MinorityInterest_75bdbb11-8d4a-480f-891a-51cdc2f548b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_eebf2cae-180a-498c-8e32-7954e2e70653" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_4e5b6467-f595-4a25-8948-d84b809dce6a" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_eebf2cae-180a-498c-8e32-7954e2e70653" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_1c4099bb-4325-4e2d-8cde-9612b88e1f6d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_d0fda596-a548-4ca8-95ad-a51a45e4eb48" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_1c4099bb-4325-4e2d-8cde-9612b88e1f6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/CondensedConsolidatedBalanceSheetsParenthetical" xlink:type="simple" xlink:href="hum-20220331.xsd#CondensedConsolidatedBalanceSheetsParenthetical"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/CondensedConsolidatedBalanceSheetsParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_cd6a6b38-28af-43bd-b815-8fcef525c3e5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_cd6a6b38-28af-43bd-b815-8fcef525c3e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_a137862e-f270-45c9-a1dc-e9ae45592e37" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_a137862e-f270-45c9-a1dc-e9ae45592e37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_6b634d68-97c9-4259-8968-cd30cb0d0f1a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_6b634d68-97c9-4259-8968-cd30cb0d0f1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_5d38f31c-0ce5-4245-93da-b3275d63d1c6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_PreferredStockSharesIssued_5d38f31c-0ce5-4245-93da-b3275d63d1c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_8bbc1cc1-6624-4dad-8eee-aa767a3a4960" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_8bbc1cc1-6624-4dad-8eee-aa767a3a4960" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_2650524a-d0af-4782-9c7d-daa7b9c62f3d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_2650524a-d0af-4782-9c7d-daa7b9c62f3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_7a240918-d2bb-4b0f-80b2-0ee67e145a5b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_CommonStockSharesIssued_7a240918-d2bb-4b0f-80b2-0ee67e145a5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockShares_c9475ce2-828e-48a6-ba0f-7f6598a855cc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TreasuryStockShares"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_9fbf3a50-524d-47ff-91fc-91a8c58521b9" xlink:to="loc_us-gaap_TreasuryStockShares_c9475ce2-828e-48a6-ba0f-7f6598a855cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/CondensedConsolidatedStatementsofIncome" xlink:type="simple" xlink:href="hum-20220331.xsd#CondensedConsolidatedStatementsofIncome"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/CondensedConsolidatedStatementsofIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerProductAndServiceExtensibleList_2f5571fc-aff8-4288-8fe6-8c00d8a3499b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevenueFromContractWithCustomerProductAndServiceExtensibleList"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerProductAndServiceExtensibleList_2f5571fc-aff8-4288-8fe6-8c00d8a3499b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_06b77345-ee91-46d5-8355-6bbe101baa21" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_RevenuesAbstract_06b77345-ee91-46d5-8355-6bbe101baa21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_4265798b-b839-4797-a282-29964286a2b5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_06b77345-ee91-46d5-8355-6bbe101baa21" xlink:to="loc_us-gaap_PremiumsEarnedNet_4265798b-b839-4797-a282-29964286a2b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_ab31bdd5-a258-4e86-8217-77f495afb20c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_06b77345-ee91-46d5-8355-6bbe101baa21" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_ab31bdd5-a258-4e86-8217-77f495afb20c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_a97aed05-1b75-4ed0-9684-ab639964c058" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_06b77345-ee91-46d5-8355-6bbe101baa21" xlink:to="loc_us-gaap_NetInvestmentIncome_a97aed05-1b75-4ed0-9684-ab639964c058" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_0bdafc94-6fb9-4391-8fb1-503f0d47ecd4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_06b77345-ee91-46d5-8355-6bbe101baa21" xlink:to="loc_us-gaap_Revenues_0bdafc94-6fb9-4391-8fb1-503f0d47ecd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpensesAbstract_b88bc4d4-ecbe-4c12-8ea6-392ecac95ac7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OperatingExpensesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_OperatingExpensesAbstract_b88bc4d4-ecbe-4c12-8ea6-392ecac95ac7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4bee2319-6d61-47a1-8522-ed7a72384e43" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b88bc4d4-ecbe-4c12-8ea6-392ecac95ac7" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4bee2319-6d61-47a1-8522-ed7a72384e43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingGeneralAndAdministrativeExpense_f79c95c2-460b-413a-a7d4-39bcb12187c7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b88bc4d4-ecbe-4c12-8ea6-392ecac95ac7" xlink:to="loc_us-gaap_SellingGeneralAndAdministrativeExpense_f79c95c2-460b-413a-a7d4-39bcb12187c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DepreciationAndAmortizationIncomeStatement_976b632c-1bff-4e65-9d0d-73207ee26a16" xlink:href="hum-20220331.xsd#hum_DepreciationAndAmortizationIncomeStatement"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b88bc4d4-ecbe-4c12-8ea6-392ecac95ac7" xlink:to="loc_hum_DepreciationAndAmortizationIncomeStatement_976b632c-1bff-4e65-9d0d-73207ee26a16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_1ed639ea-1a99-4a0e-930d-27a53f11f7a9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BenefitsLossesAndExpenses"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b88bc4d4-ecbe-4c12-8ea6-392ecac95ac7" xlink:to="loc_us-gaap_BenefitsLossesAndExpenses_1ed639ea-1a99-4a0e-930d-27a53f11f7a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_b1c921c5-e87e-41eb-b09c-2c4524a986af" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_OperatingIncomeLoss_b1c921c5-e87e-41eb-b09c-2c4524a986af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_f416aed8-4857-4cad-9ff8-058e2a5fbf4b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_InterestExpense_f416aed8-4857-4cad-9ff8-058e2a5fbf4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_6f67bced-1ba0-47e8-b16d-fc543f13aa49" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherNonoperatingIncomeExpense"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpense_6f67bced-1ba0-47e8-b16d-fc543f13aa49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_74cb8e57-2579-435f-ab47-fd64b1be2a56" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_74cb8e57-2579-435f-ab47-fd64b1be2a56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_af21bf51-aff1-4178-83f1-fea06b32ccb4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_af21bf51-aff1-4178-83f1-fea06b32ccb4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_0c71a05c-4f17-4217-80ec-917a9d887105" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_0c71a05c-4f17-4217-80ec-917a9d887105" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_5945a7e2-3bed-4aad-b2e5-d032454186c6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_ProfitLoss_5945a7e2-3bed-4aad-b2e5-d032454186c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_bb1c9002-4c36-4cd1-b5c0-dc80df673af2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_bb1c9002-4c36-4cd1-b5c0-dc80df673af2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_88d9b96d-8a4c-402e-9685-0da1f747dca1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_NetIncomeLoss_88d9b96d-8a4c-402e-9685-0da1f747dca1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_71198606-5383-478c-b253-a231a2571685" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_EarningsPerShareBasic_71198606-5383-478c-b253-a231a2571685" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_035062d0-4e8f-46e9-8b86-e941f67a84bc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_3175ad0f-8653-47f1-8ae0-c49709171d9f" xlink:to="loc_us-gaap_EarningsPerShareDiluted_035062d0-4e8f-46e9-8b86-e941f67a84bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/CondensedConsolidatedStatementsofComprehensiveIncome" xlink:type="simple" xlink:href="hum-20220331.xsd#CondensedConsolidatedStatementsofComprehensiveIncome"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/CondensedConsolidatedStatementsofComprehensiveIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_a83ef2b8-3a08-4bff-b5e9-b13beccd74a9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_0f3ed417-569b-4c43-b3eb-77a16bc5ff9e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_a83ef2b8-3a08-4bff-b5e9-b13beccd74a9" xlink:to="loc_us-gaap_ProfitLoss_0f3ed417-569b-4c43-b3eb-77a16bc5ff9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_a83ef2b8-3a08-4bff-b5e9-b13beccd74a9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_d72f1da4-8a88-4ecd-83e2-a51f9a35c2d1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_d72f1da4-8a88-4ecd-83e2-a51f9a35c2d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_8c612c89-5efb-4fb7-85b7-c5b4d731f8bd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_8c612c89-5efb-4fb7-85b7-c5b4d731f8bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_5b9e1812-8e7f-43dd-8601-dab018b8c6c5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_5b9e1812-8e7f-43dd-8601-dab018b8c6c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_5099d427-fd8f-49ef-8a48-89e81b56a70e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_5099d427-fd8f-49ef-8a48-89e81b56a70e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_ad3f2615-1a4b-4931-8705-aafccb344ef6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_ad3f2615-1a4b-4931-8705-aafccb344ef6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_8c02a28e-10cc-4ddb-8126-d48a4c508806" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_8c02a28e-10cc-4ddb-8126-d48a4c508806" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_38f473b9-a044-4d02-b31e-55c38f32a543" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_d5d76b59-384c-45ed-96d5-ee235d486301" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_38f473b9-a044-4d02-b31e-55c38f32a543" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_ComprehensiveIncomeLossNetOfTaxAttributableToEquityMethodInvestments_31885cc9-b138-4cad-9a46-364463973a66" xlink:href="hum-20220331.xsd#hum_ComprehensiveIncomeLossNetOfTaxAttributableToEquityMethodInvestments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_a83ef2b8-3a08-4bff-b5e9-b13beccd74a9" xlink:to="loc_hum_ComprehensiveIncomeLossNetOfTaxAttributableToEquityMethodInvestments_31885cc9-b138-4cad-9a46-364463973a66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_200d7837-1103-4b4c-aff6-d1c9e678143c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_a83ef2b8-3a08-4bff-b5e9-b13beccd74a9" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_200d7837-1103-4b4c-aff6-d1c9e678143c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/CondensedConsolidatedStatementsofStockholdersEquity" xlink:type="simple" xlink:href="hum-20220331.xsd#CondensedConsolidatedStatementsofStockholdersEquity"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/CondensedConsolidatedStatementsofStockholdersEquity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_eb9494b6-5b25-4d44-92a9-f79bef5706c8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_c7cb203a-c139-42f5-8f15-a8864073096f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_eb9494b6-5b25-4d44-92a9-f79bef5706c8" xlink:to="loc_us-gaap_StatementTable_c7cb203a-c139-42f5-8f15-a8864073096f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_5dc30bf9-000a-4053-8590-ed2c6ae61979" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_c7cb203a-c139-42f5-8f15-a8864073096f" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_5dc30bf9-000a-4053-8590-ed2c6ae61979" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_5dc30bf9-000a-4053-8590-ed2c6ae61979" xlink:to="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_8a889a95-69f5-4bce-8d78-b5e404c51758" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:to="loc_us-gaap_CommonStockMember_8a889a95-69f5-4bce-8d78-b5e404c51758" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_04e44fbd-9142-403d-b7a8-e34a61c8958a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_04e44fbd-9142-403d-b7a8-e34a61c8958a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_9030816c-6aad-44a9-82cd-44b0db6887f7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:to="loc_us-gaap_RetainedEarningsMember_9030816c-6aad-44a9-82cd-44b0db6887f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_7081d45b-7267-4393-af8c-c9c2bdfd9ecb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_7081d45b-7267-4393-af8c-c9c2bdfd9ecb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockMember_d93a3123-fae5-43d0-8112-4f4bd4f6b22c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TreasuryStockMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:to="loc_us-gaap_TreasuryStockMember_d93a3123-fae5-43d0-8112-4f4bd4f6b22c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestMember_f61d0902-24ce-492c-af52-680fb5662560" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NoncontrollingInterestMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_1c6cc76b-1459-4b82-bd58-da764cbbe6cc" xlink:to="loc_us-gaap_NoncontrollingInterestMember_f61d0902-24ce-492c-af52-680fb5662560" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_e9df8346-a592-47dd-9af9-c677e3d4b1f1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_c7cb203a-c139-42f5-8f15-a8864073096f" xlink:to="loc_us-gaap_StatementLineItems_e9df8346-a592-47dd-9af9-c677e3d4b1f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_e9df8346-a592-47dd-9af9-c677e3d4b1f1" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesIssued_d87eca6c-d49e-4161-8f7d-d77cfd25c272" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SharesIssued"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_SharesIssued_d87eca6c-d49e-4161-8f7d-d77cfd25c272" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_a78b9135-cdf0-4c4e-a504-2674e8f9ba1c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_a78b9135-cdf0-4c4e-a504-2674e8f9ba1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_c8f3e5b0-32b2-44ae-bd3c-29832de0ba35" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_ProfitLoss_c8f3e5b0-32b2-44ae-bd3c-29832de0ba35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_046eecd5-b24e-4b7d-a8e4-4a08538ea847" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_046eecd5-b24e-4b7d-a8e4-4a08538ea847" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_1bc09e21-09ef-47d1-a2e4-e28597d238fa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_1bc09e21-09ef-47d1-a2e4-e28597d238fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsCommonStockCash_7f5a7090-cd28-475f-92f6-e9c5984d8237" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DividendsCommonStockCash"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_DividendsCommonStockCash_7f5a7090-cd28-475f-92f6-e9c5984d8237" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_6016eb0e-d06b-40a6-aa0d-f37796306238" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_6016eb0e-d06b-40a6-aa0d-f37796306238" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_c6b16b91-efaa-42bc-84fc-e917c5634fc4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_c6b16b91-efaa-42bc-84fc-e917c5634fc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_e7581201-6419-439e-a91b-dea2d9990abf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_e7581201-6419-439e-a91b-dea2d9990abf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesIssued_5610ae90-346d-44ec-9cb1-55993edbb2fa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SharesIssued"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_SharesIssued_5610ae90-346d-44ec-9cb1-55993edbb2fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_834240b2-c5f9-4fc2-a898-e9a279369847" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_4a22c839-5659-4a93-a664-aade6c34a73d" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_834240b2-c5f9-4fc2-a898-e9a279369847" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/CondensedConsolidatedStatementsofCashFlows" xlink:type="simple" xlink:href="hum-20220331.xsd#CondensedConsolidatedStatementsofCashFlows"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/CondensedConsolidatedStatementsofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_e5d6438c-76a5-4322-9bd8-bafe7b23a942" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_e5d6438c-76a5-4322-9bd8-bafe7b23a942" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_e900f774-7d68-4b47-8c0c-95a396446ef7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_e5d6438c-76a5-4322-9bd8-bafe7b23a942" xlink:to="loc_us-gaap_ProfitLoss_e900f774-7d68-4b47-8c0c-95a396446ef7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_e5d6438c-76a5-4322-9bd8-bafe7b23a942" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_78a5ce30-4d59-4149-a68d-eadd83bfbd06" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_78a5ce30-4d59-4149-a68d-eadd83bfbd06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_48b18102-e3ee-4688-8c68-4633ac383745" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_48b18102-e3ee-4688-8c68-4633ac383745" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_fbbce93f-56d2-4a68-be30-cd84c86cd07c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:to="loc_us-gaap_ShareBasedCompensation_fbbce93f-56d2-4a68-be30-cd84c86cd07c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Depreciation_f640606d-99c1-4161-9b97-12d448d03502" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Depreciation"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:to="loc_us-gaap_Depreciation_f640606d-99c1-4161-9b97-12d448d03502" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentForAmortization_a7f051be-1e7e-47d3-94a5-dec17310e77c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AdjustmentForAmortization"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:to="loc_us-gaap_AdjustmentForAmortization_a7f051be-1e7e-47d3-94a5-dec17310e77c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_c06ebca6-00b2-43e8-8ef6-b3ea34dfb54d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_c06ebca6-00b2-43e8-8ef6-b3ea34dfb54d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInReceivables_810fe313-999f-45ea-8a40-853e4d69ecc2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInReceivables"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_c06ebca6-00b2-43e8-8ef6-b3ea34dfb54d" xlink:to="loc_us-gaap_IncreaseDecreaseInReceivables_810fe313-999f-45ea-8a40-853e4d69ecc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_fbd0525a-8e2c-43cf-b650-9c6bba8289ca" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_c06ebca6-00b2-43e8-8ef6-b3ea34dfb54d" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_fbd0525a-8e2c-43cf-b650-9c6bba8289ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_ad1a3bc2-6856-4c4f-96a0-d0dd0df4cb5f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_c06ebca6-00b2-43e8-8ef6-b3ea34dfb54d" xlink:to="loc_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_ad1a3bc2-6856-4c4f-96a0-d0dd0df4cb5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_3864af5e-3f3e-44ef-bec7-a8b72ee21add" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_c06ebca6-00b2-43e8-8ef6-b3ea34dfb54d" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_3864af5e-3f3e-44ef-bec7-a8b72ee21add" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInContractWithCustomerLiability_7c43d4b5-c4cb-42ce-a23b-cee3610475c0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInContractWithCustomerLiability"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_c06ebca6-00b2-43e8-8ef6-b3ea34dfb54d" xlink:to="loc_us-gaap_IncreaseDecreaseInContractWithCustomerLiability_7c43d4b5-c4cb-42ce-a23b-cee3610475c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingActivitiesCashFlowStatement_3987bf01-c5cb-474c-9fec-ff237540498c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_0a34c905-2aa8-4f7f-b8b1-0f70b2eecf55" xlink:to="loc_us-gaap_OtherOperatingActivitiesCashFlowStatement_3987bf01-c5cb-474c-9fec-ff237540498c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_7d391c76-7ce8-4565-b687-9c575f954080" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_e5d6438c-76a5-4322-9bd8-bafe7b23a942" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_7d391c76-7ce8-4565-b687-9c575f954080" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_d5b33a3a-a225-4070-86be-e9fea4a04f87" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_d5b33a3a-a225-4070-86be-e9fea4a04f87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_9445d671-b603-4459-83c5-d4f9480daa4d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_9445d671-b603-4459-83c5-d4f9480daa4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_e6bd0d96-bf4b-40f0-94c3-6810cbfa013e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_e6bd0d96-bf4b-40f0-94c3-6810cbfa013e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_362c4b1e-d73e-4f52-abcd-202837851ed9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_362c4b1e-d73e-4f52-abcd-202837851ed9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_b1d1ca42-c329-4a83-a408-eeb00303103f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_b1d1ca42-c329-4a83-a408-eeb00303103f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_2e88a601-1347-4aad-b39e-5aaaa9d834b2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_f03582a3-e3e9-4bf5-a975-5e56214cdc0a" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_2e88a601-1347-4aad-b39e-5aaaa9d834b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_PaymentsForProceedsFromContractDeposits_de5b39fb-a95f-493d-9c6e-08fe8c431dd7" xlink:href="hum-20220331.xsd#hum_PaymentsForProceedsFromContractDeposits"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_hum_PaymentsForProceedsFromContractDeposits_de5b39fb-a95f-493d-9c6e-08fe8c431dd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_763a036e-a952-4337-af62-2c7919894fb7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_763a036e-a952-4337-af62-2c7919894fb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_8f62d403-042a-4f41-ba7f-8d536171f2d9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfCommercialPaper"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_8f62d403-042a-4f41-ba7f-8d536171f2d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_c2eba4d1-668f-411b-9580-3a61a1c61b92" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_c2eba4d1-668f-411b-9580-3a61a1c61b92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInBookOverdrafts_90a726db-6598-4378-98a6-84d06c292cff" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInBookOverdrafts"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_IncreaseDecreaseInBookOverdrafts_90a726db-6598-4378-98a6-84d06c292cff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_8d4566d2-eb9e-4695-8aa5-799a3deb0f1b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_8d4566d2-eb9e-4695-8aa5-799a3deb0f1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividends_0a682900-008c-41af-a5a4-90f374e46036" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsOfDividends"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_PaymentsOfDividends_0a682900-008c-41af-a5a4-90f374e46036" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_306149f4-7e78-4624-9a5d-752b0220c595" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_306149f4-7e78-4624-9a5d-752b0220c595" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_c3a27f87-b6f0-4db5-aef1-e60c775fd0f5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_2fb014c4-ead7-47b6-9b4f-9c65850b2d8e" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_c3a27f87-b6f0-4db5-aef1-e60c775fd0f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_239af240-901f-4aa0-a3d5-97fd51e4e15d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_239af240-901f-4aa0-a3d5-97fd51e4e15d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_27aeb29b-bd7d-433f-a284-4ccce55947b8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_27aeb29b-bd7d-433f-a284-4ccce55947b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_ccf4d811-f020-4431-8910-17744c1a6f55" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_ccf4d811-f020-4431-8910-17744c1a6f55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_48d344d3-28f3-4a82-8f07-6712eb8ecf12" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_48d344d3-28f3-4a82-8f07-6712eb8ecf12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_935e02bf-672b-4214-ba11-1134fc1b0019" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_48d344d3-28f3-4a82-8f07-6712eb8ecf12" xlink:to="loc_us-gaap_InterestPaidNet_935e02bf-672b-4214-ba11-1134fc1b0019" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_2e462f74-0bf0-495e-babe-35faa43eb3e5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_48d344d3-28f3-4a82-8f07-6712eb8ecf12" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_2e462f74-0bf0-495e-babe-35faa43eb3e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_f22f9ab5-afa7-426f-b320-f06ff824b236" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_229415f8-9103-40d8-8b8e-fbe21a7b7da6" xlink:to="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_f22f9ab5-afa7-426f-b320-f06ff824b236" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashOrPartNoncashAcquisitionValueOfAssetsAcquired1_79cca5fb-408d-4208-ab20-323d82f6e531" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NoncashOrPartNoncashAcquisitionValueOfAssetsAcquired1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_f22f9ab5-afa7-426f-b320-f06ff824b236" xlink:to="loc_us-gaap_NoncashOrPartNoncashAcquisitionValueOfAssetsAcquired1_79cca5fb-408d-4208-ab20-323d82f6e531" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashOrPartNoncashAcquisitionValueOfLiabilitiesAssumed1_b1973c81-528e-425f-b5c7-3c8f125ffcca" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NoncashOrPartNoncashAcquisitionValueOfLiabilitiesAssumed1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_f22f9ab5-afa7-426f-b320-f06ff824b236" xlink:to="loc_us-gaap_NoncashOrPartNoncashAcquisitionValueOfLiabilitiesAssumed1_b1973c81-528e-425f-b5c7-3c8f125ffcca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_db222196-6058-4082-b9f4-44d8ca9bd268" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_f22f9ab5-afa7-426f-b320-f06ff824b236" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_db222196-6058-4082-b9f4-44d8ca9bd268" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/BASISOFPRESENTATIONANDSIGNIFICANTEVENTS" xlink:type="simple" xlink:href="hum-20220331.xsd#BASISOFPRESENTATIONANDSIGNIFICANTEVENTS"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/BASISOFPRESENTATIONANDSIGNIFICANTEVENTS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_08640f69-ebe9-4b5d-af8d-319f689528f5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_e98ac08f-4bc0-4508-a0d8-c9a86b34ad2f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_08640f69-ebe9-4b5d-af8d-319f689528f5" xlink:to="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_e98ac08f-4bc0-4508-a0d8-c9a86b34ad2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/BASISOFPRESENTATIONANDSIGNIFICANTEVENTSPolicies" xlink:type="simple" xlink:href="hum-20220331.xsd#BASISOFPRESENTATIONANDSIGNIFICANTEVENTSPolicies"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/BASISOFPRESENTATIONANDSIGNIFICANTEVENTSPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6bdc7dd4-d442-4103-89b7-3a0901b890a0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_db22130a-76ca-4124-b36d-1ae1bf73d16e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6bdc7dd4-d442-4103-89b7-3a0901b890a0" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_db22130a-76ca-4124-b36d-1ae1bf73d16e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueRecognitionPolicyTextBlock_97453a91-f57b-466b-bc3d-ddc6b9126886" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevenueRecognitionPolicyTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6bdc7dd4-d442-4103-89b7-3a0901b890a0" xlink:to="loc_us-gaap_RevenueRecognitionPolicyTextBlock_97453a91-f57b-466b-bc3d-ddc6b9126886" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_459b5787-8a6c-4eaa-959f-c027b598c16b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_6bdc7dd4-d442-4103-89b7-3a0901b890a0" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_459b5787-8a6c-4eaa-959f-c027b598c16b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/BASISOFPRESENTATIONANDSIGNIFICANTEVENTSDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#BASISOFPRESENTATIONANDSIGNIFICANTEVENTSDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/BASISOFPRESENTATIONANDSIGNIFICANTEVENTSDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d4eb2e94-df30-4037-8cf5-214f85f100b4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_ef5a30ab-d37a-4eda-8d61-96160d7bae61" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d4eb2e94-df30-4037-8cf5-214f85f100b4" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_ef5a30ab-d37a-4eda-8d61-96160d7bae61" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_661bc27f-786d-41e7-a82b-1abd784f5dea" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_ef5a30ab-d37a-4eda-8d61-96160d7bae61" xlink:to="loc_srt_ProductOrServiceAxis_661bc27f-786d-41e7-a82b-1abd784f5dea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_5246ca1e-245f-4f20-8ff4-790968046009" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_661bc27f-786d-41e7-a82b-1abd784f5dea" xlink:to="loc_srt_ProductsAndServicesDomain_5246ca1e-245f-4f20-8ff4-790968046009" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServiceMember_faf53608-55ca-47cb-a7a5-e69e3ea78911" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ServiceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_5246ca1e-245f-4f20-8ff4-790968046009" xlink:to="loc_us-gaap_ServiceMember_faf53608-55ca-47cb-a7a5-e69e3ea78911" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsAxis_8f55b272-fd93-486a-b7f6-a6b3e211942c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_ef5a30ab-d37a-4eda-8d61-96160d7bae61" xlink:to="loc_us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsAxis_8f55b272-fd93-486a-b7f6-a6b3e211942c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisposalGroupsIncludingDiscontinuedOperationsNameDomain_f2125375-4d85-41f4-8884-b91ceeb6b954" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DisposalGroupsIncludingDiscontinuedOperationsNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsAxis_8f55b272-fd93-486a-b7f6-a6b3e211942c" xlink:to="loc_us-gaap_DisposalGroupsIncludingDiscontinuedOperationsNameDomain_f2125375-4d85-41f4-8884-b91ceeb6b954" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_KindredAtHomeHospiceAndPersonalCareDivisionsMember_b7174651-c492-4537-b3b7-0c1b12bd49de" xlink:href="hum-20220331.xsd#hum_KindredAtHomeHospiceAndPersonalCareDivisionsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisposalGroupsIncludingDiscontinuedOperationsNameDomain_f2125375-4d85-41f4-8884-b91ceeb6b954" xlink:to="loc_hum_KindredAtHomeHospiceAndPersonalCareDivisionsMember_b7174651-c492-4537-b3b7-0c1b12bd49de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_357a29c2-1b24-4441-b789-39d1129988bc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_ef5a30ab-d37a-4eda-8d61-96160d7bae61" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_357a29c2-1b24-4441-b789-39d1129988bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_3efbe20c-d402-4d2f-83b3-adff6f47ad5e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_357a29c2-1b24-4441-b789-39d1129988bc" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_3efbe20c-d402-4d2f-83b3-adff6f47ad5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_3fdf1918-e139-48ca-89ba-ec1ce9199581" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_3efbe20c-d402-4d2f-83b3-adff6f47ad5e" xlink:to="loc_us-gaap_SubsequentEventMember_3fdf1918-e139-48ca-89ba-ec1ce9199581" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6362c5b5-e4b3-4b9b-b172-8b16edaf8e0e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_ef5a30ab-d37a-4eda-8d61-96160d7bae61" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6362c5b5-e4b3-4b9b-b172-8b16edaf8e0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DisposalGroupIncludingDiscontinuedOperationEquityInterestSold_2a596535-b06d-4557-9b2d-edddab2683a2" xlink:href="hum-20220331.xsd#hum_DisposalGroupIncludingDiscontinuedOperationEquityInterestSold"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6362c5b5-e4b3-4b9b-b172-8b16edaf8e0e" xlink:to="loc_hum_DisposalGroupIncludingDiscontinuedOperationEquityInterestSold_2a596535-b06d-4557-9b2d-edddab2683a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DisposalGroupIncludingDiscontinuedOperationEnterpriseValuation_e20ecef3-97d8-423c-b334-21890b72a2ce" xlink:href="hum-20220331.xsd#hum_DisposalGroupIncludingDiscontinuedOperationEnterpriseValuation"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6362c5b5-e4b3-4b9b-b172-8b16edaf8e0e" xlink:to="loc_hum_DisposalGroupIncludingDiscontinuedOperationEnterpriseValuation_e20ecef3-97d8-423c-b334-21890b72a2ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisposalGroupIncludingDiscontinuedOperationConsideration_7a51f3b8-8133-4532-9095-ab74f9d05100" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DisposalGroupIncludingDiscontinuedOperationConsideration"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6362c5b5-e4b3-4b9b-b172-8b16edaf8e0e" xlink:to="loc_us-gaap_DisposalGroupIncludingDiscontinuedOperationConsideration_7a51f3b8-8133-4532-9095-ab74f9d05100" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_3d71a05e-fae2-4921-abec-c29d465dcb9b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccountsReceivableNetCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_6362c5b5-e4b3-4b9b-b172-8b16edaf8e0e" xlink:to="loc_us-gaap_AccountsReceivableNetCurrent_3d71a05e-fae2-4921-abec-c29d465dcb9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/RECENTLYISSUEDACCOUNTINGPRONOUNCEMENTS" xlink:type="simple" xlink:href="hum-20220331.xsd#RECENTLYISSUEDACCOUNTINGPRONOUNCEMENTS"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/RECENTLYISSUEDACCOUNTINGPRONOUNCEMENTS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_a6000855-bd71-47ec-a590-dff248b12375" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_e4b3ab06-a163-459e-ae51-fcffc3fed241" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_a6000855-bd71-47ec-a590-dff248b12375" xlink:to="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_e4b3ab06-a163-459e-ae51-fcffc3fed241" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/RECENTLYISSUEDACCOUNTINGPRONOUNCEMENTSDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#RECENTLYISSUEDACCOUNTINGPRONOUNCEMENTSDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/RECENTLYISSUEDACCOUNTINGPRONOUNCEMENTSDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_6a936ef4-c7a5-488e-8418-37c3311c2f0d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTable_8e3dd61c-238a-4a0c-b08c-2ee5efd210d5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_6a936ef4-c7a5-488e-8418-37c3311c2f0d" xlink:to="loc_us-gaap_ConcentrationRiskTable_8e3dd61c-238a-4a0c-b08c-2ee5efd210d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_ab66a040-da60-4e23-8dce-87fa73825961" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_8e3dd61c-238a-4a0c-b08c-2ee5efd210d5" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_ab66a040-da60-4e23-8dce-87fa73825961" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_bf406fa6-802b-404e-814d-f45e69a3d35c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_ab66a040-da60-4e23-8dce-87fa73825961" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_bf406fa6-802b-404e-814d-f45e69a3d35c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProductConcentrationRiskMember_fcb9e859-eea8-42c7-bc30-7f4dc24c6e73" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProductConcentrationRiskMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_bf406fa6-802b-404e-814d-f45e69a3d35c" xlink:to="loc_us-gaap_ProductConcentrationRiskMember_fcb9e859-eea8-42c7-bc30-7f4dc24c6e73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_809cdef9-0af6-4de5-bb09-a891e76630f9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_8e3dd61c-238a-4a0c-b08c-2ee5efd210d5" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_809cdef9-0af6-4de5-bb09-a891e76630f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_2de2e7d5-a6e7-4938-b0b1-ab9b46cdeab9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_809cdef9-0af6-4de5-bb09-a891e76630f9" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_2de2e7d5-a6e7-4938-b0b1-ab9b46cdeab9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SalesRevenueNetMember_8368bc80-b7fa-4c94-9aef-3ea2ef1fcd9e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SalesRevenueNetMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_2de2e7d5-a6e7-4938-b0b1-ab9b46cdeab9" xlink:to="loc_us-gaap_SalesRevenueNetMember_8368bc80-b7fa-4c94-9aef-3ea2ef1fcd9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_053cba6b-cd9f-42fe-847f-f23a119b515b" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_8e3dd61c-238a-4a0c-b08c-2ee5efd210d5" xlink:to="loc_srt_ProductOrServiceAxis_053cba6b-cd9f-42fe-847f-f23a119b515b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_b616f20b-cc3c-4325-9d48-2dbeea5347aa" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_053cba6b-cd9f-42fe-847f-f23a119b515b" xlink:to="loc_srt_ProductsAndServicesDomain_b616f20b-cc3c-4325-9d48-2dbeea5347aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServiceMember_16130bd8-9fdb-48fc-ad15-13a785c63177" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ServiceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_b616f20b-cc3c-4325-9d48-2dbeea5347aa" xlink:to="loc_us-gaap_ServiceMember_16130bd8-9fdb-48fc-ad15-13a785c63177" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_f582e91c-f244-4b7c-8c58-9248fd5bf2b8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_8e3dd61c-238a-4a0c-b08c-2ee5efd210d5" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_f582e91c-f244-4b7c-8c58-9248fd5bf2b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_32f570e7-3000-42dc-b82a-3f97034c2cb8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskPercentage1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_f582e91c-f244-4b7c-8c58-9248fd5bf2b8" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_32f570e7-3000-42dc-b82a-3f97034c2cb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/ACQUISITIONS" xlink:type="simple" xlink:href="hum-20220331.xsd#ACQUISITIONS"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/ACQUISITIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_c7a9faca-3303-4af5-82ed-fdcef4ea0bcb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationAndAssetAcquisitionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock_cfeff46a-2246-41e3-946f-050a6775c59b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_c7a9faca-3303-4af5-82ed-fdcef4ea0bcb" xlink:to="loc_us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock_cfeff46a-2246-41e3-946f-050a6775c59b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/ACQUISITIONSNarrativeDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#ACQUISITIONSNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/ACQUISITIONSNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_ed76501c-e503-4bc7-9b1b-706dc20f95e5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationAndAssetAcquisitionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_e8de19da-44f8-4bde-86d6-24b8c36f2860" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_ed76501c-e503-4bc7-9b1b-706dc20f95e5" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_e8de19da-44f8-4bde-86d6-24b8c36f2860" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_2fbdfa2f-6b27-4fe7-893f-8fa39eb7e603" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_e8de19da-44f8-4bde-86d6-24b8c36f2860" xlink:to="loc_dei_LegalEntityAxis_2fbdfa2f-6b27-4fe7-893f-8fa39eb7e603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_0b5c13ef-ef93-4c98-8664-35f0d79f3adb" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_2fbdfa2f-6b27-4fe7-893f-8fa39eb7e603" xlink:to="loc_dei_EntityDomain_0b5c13ef-ef93-4c98-8664-35f0d79f3adb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_KindredAtHomeMember_9dfb2722-1c68-42aa-b59f-dd629efbbd55" xlink:href="hum-20220331.xsd#hum_KindredAtHomeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_0b5c13ef-ef93-4c98-8664-35f0d79f3adb" xlink:to="loc_hum_KindredAtHomeMember_9dfb2722-1c68-42aa-b59f-dd629efbbd55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_38f8b8bf-f74a-4fd5-8551-9ad5ab8cd9a4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_e8de19da-44f8-4bde-86d6-24b8c36f2860" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_38f8b8bf-f74a-4fd5-8551-9ad5ab8cd9a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c2f63fd7-7193-4985-9a5c-1d26a868e4dd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_38f8b8bf-f74a-4fd5-8551-9ad5ab8cd9a4" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c2f63fd7-7193-4985-9a5c-1d26a868e4dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_KindredAtHomeMember_627c3242-0c1d-41d4-b056-824b94280101" xlink:href="hum-20220331.xsd#hum_KindredAtHomeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c2f63fd7-7193-4985-9a5c-1d26a868e4dd" xlink:to="loc_hum_KindredAtHomeMember_627c3242-0c1d-41d4-b056-824b94280101" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_a3fdf869-bcd6-4e4f-9452-6936c4075c14" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessAcquisitionLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_e8de19da-44f8-4bde-86d6-24b8c36f2860" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_a3fdf869-bcd6-4e4f-9452-6936c4075c14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_BusinessCombinationStepAcquisitionEquityInterestInAcquireeSubsequentAcquisitionPercentage_356c3843-e259-4382-9ca6-a0e81beee06f" xlink:href="hum-20220331.xsd#hum_BusinessCombinationStepAcquisitionEquityInterestInAcquireeSubsequentAcquisitionPercentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_a3fdf869-bcd6-4e4f-9452-6936c4075c14" xlink:to="loc_hum_BusinessCombinationStepAcquisitionEquityInterestInAcquireeSubsequentAcquisitionPercentage_356c3843-e259-4382-9ca6-a0e81beee06f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_BusinessCombinationTotalEnterpriseValueOfAcquiree_a51b6d2a-43f7-4f7b-a47e-2c7f55617115" xlink:href="hum-20220331.xsd#hum_BusinessCombinationTotalEnterpriseValueOfAcquiree"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_a3fdf869-bcd6-4e4f-9452-6936c4075c14" xlink:to="loc_hum_BusinessCombinationTotalEnterpriseValueOfAcquiree_a51b6d2a-43f7-4f7b-a47e-2c7f55617115" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationStepAcquisitionEquityInterestInAcquireeFairValue1_a0114005-728a-46fe-9c25-caa849770fff" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationStepAcquisitionEquityInterestInAcquireeFairValue1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_a3fdf869-bcd6-4e4f-9452-6936c4075c14" xlink:to="loc_us-gaap_BusinessCombinationStepAcquisitionEquityInterestInAcquireeFairValue1_a0114005-728a-46fe-9c25-caa849770fff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationStepAcquisitionEquityInterestInAcquireePercentage_8810c852-a8ba-4fca-9930-4525f600b7bf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationStepAcquisitionEquityInterestInAcquireePercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_a3fdf869-bcd6-4e4f-9452-6936c4075c14" xlink:to="loc_us-gaap_BusinessCombinationStepAcquisitionEquityInterestInAcquireePercentage_8810c852-a8ba-4fca-9930-4525f600b7bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_BusinessCombinationConsiderationPerAgreementNetOfExistingEquityInterest_afc599fa-3924-4e69-946e-41c18fd4bafc" xlink:href="hum-20220331.xsd#hum_BusinessCombinationConsiderationPerAgreementNetOfExistingEquityInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_a3fdf869-bcd6-4e4f-9452-6936c4075c14" xlink:to="loc_hum_BusinessCombinationConsiderationPerAgreementNetOfExistingEquityInterest_afc599fa-3924-4e69-946e-41c18fd4bafc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIES" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIES"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_360b1c31-f90a-4ee7-8972-c547e2452f52" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1718ca91-9038-4a0f-bf68-9ac54d286004" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_360b1c31-f90a-4ee7-8972-c547e2452f52" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1718ca91-9038-4a0f-bf68-9ac54d286004" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIESTables" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIESTables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIESTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c7970792-4a5f-446b-bb11-e17cbcb71134" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_ba1a3ea0-f1bf-4a1f-8970-aab1e3a609ff" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c7970792-4a5f-446b-bb11-e17cbcb71134" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_ba1a3ea0-f1bf-4a1f-8970-aab1e3a609ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_7cda6776-9430-436e-b6b0-50684c531a26" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c7970792-4a5f-446b-bb11-e17cbcb71134" xlink:to="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_7cda6776-9430-436e-b6b0-50684c531a26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_790485cc-ea9a-412d-9b73-83b6e819b766" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c7970792-4a5f-446b-bb11-e17cbcb71134" xlink:to="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_790485cc-ea9a-412d-9b73-83b6e819b766" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestmentsTextBlock_373216e1-104f-4bac-9637-9eeffa6845c3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c7970792-4a5f-446b-bb11-e17cbcb71134" xlink:to="loc_us-gaap_GainLossOnInvestmentsTextBlock_373216e1-104f-4bac-9637-9eeffa6845c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_62f5009e-d776-406e-b119-9ed4ebb8acdc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c7970792-4a5f-446b-bb11-e17cbcb71134" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_62f5009e-d776-406e-b119-9ed4ebb8acdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIESSecuritiesClassifiedasCurrentandLongTermDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIESSecuritiesClassifiedasCurrentandLongTermDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIESSecuritiesClassifiedasCurrentandLongTermDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_88de94f5-2c03-4a47-af8a-108aa712d5ce" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_e3c35f23-3c06-4125-b3d1-53daceb7e13c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_88de94f5-2c03-4a47-af8a-108aa712d5ce" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_e3c35f23-3c06-4125-b3d1-53daceb7e13c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_42265b74-0df3-4f8a-8331-57c9699dc01a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_e3c35f23-3c06-4125-b3d1-53daceb7e13c" xlink:to="loc_us-gaap_FinancialInstrumentAxis_42265b74-0df3-4f8a-8331-57c9699dc01a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_42265b74-0df3-4f8a-8331-57c9699dc01a" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_f21c5d19-ece9-45cc-b4f8-886762ed6994" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_f21c5d19-ece9-45cc-b4f8-886762ed6994" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_a17b1562-6534-443e-a8e0-8c73b0842f83" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_a17b1562-6534-443e-a8e0-8c73b0842f83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NontaxableMunicipalNotesMember_89b2d34e-573e-4286-a086-8ccb4fd55193" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NontaxableMunicipalNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:to="loc_us-gaap_NontaxableMunicipalNotesMember_89b2d34e-573e-4286-a086-8ccb4fd55193" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_cc777db7-4228-4e4a-b721-392a316dc64c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_cc777db7-4228-4e4a-b721-392a316dc64c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_69a18831-947f-4748-a520-17044dc18a9f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommercialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:to="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_69a18831-947f-4748-a520-17044dc18a9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_d5f84114-b01b-438d-b63a-f9dd5adbee21" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_d5f84114-b01b-438d-b63a-f9dd5adbee21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_ebf7e374-b6cf-4ce1-974a-d860a6af62db" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbedb0ac-49e6-4b39-8e28-707593ebcac3" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_ebf7e374-b6cf-4ce1-974a-d860a6af62db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_a1f2b4c2-b626-4bc9-b208-fa86a1bc50d3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_e3c35f23-3c06-4125-b3d1-53daceb7e13c" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_a1f2b4c2-b626-4bc9-b208-fa86a1bc50d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_a1f2b4c2-b626-4bc9-b208-fa86a1bc50d3" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_7226344e-e883-4dae-85aa-964f32d4a32c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_7226344e-e883-4dae-85aa-964f32d4a32c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_d9c48be5-4069-4253-8568-b720a0408098" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_d9c48be5-4069-4253-8568-b720a0408098" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_d66b7004-5160-4fca-bde8-840b66540f6c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_d66b7004-5160-4fca-bde8-840b66540f6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_a1e78008-9f4e-43fd-9dae-5265b11daaac" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_a1e78008-9f4e-43fd-9dae-5265b11daaac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_9bae437f-1ce0-4c24-8aff-4c2b34ca2b21" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquitySecuritiesFvNi"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_9bae437f-1ce0-4c24-8aff-4c2b34ca2b21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_1b55ccc4-3305-4aba-9532-5e8482a8342e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Investments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract_4fc7426d-4b06-40d5-83da-cd9cfe9187fc" xlink:to="loc_us-gaap_Investments_1b55ccc4-3305-4aba-9532-5e8482a8342e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIESGrossUnrealizedLossesandFairValuesofSecuritiesDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIESGrossUnrealizedLossesandFairValuesofSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIESGrossUnrealizedLossesandFairValuesofSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_92336e90-76d9-461a-a8d9-93188075e8cf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_b13c190e-90d9-4b64-949e-d1794d441318" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_92336e90-76d9-461a-a8d9-93188075e8cf" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_b13c190e-90d9-4b64-949e-d1794d441318" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_31186060-c80f-469c-82d7-c0106361e2e6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_b13c190e-90d9-4b64-949e-d1794d441318" xlink:to="loc_us-gaap_FinancialInstrumentAxis_31186060-c80f-469c-82d7-c0106361e2e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_31186060-c80f-469c-82d7-c0106361e2e6" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_3dd02db5-af8f-45a2-ad72-e287d5eddb4a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_3dd02db5-af8f-45a2-ad72-e287d5eddb4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_6def0b29-10d9-4221-8eaa-b0e14610ae59" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_6def0b29-10d9-4221-8eaa-b0e14610ae59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NontaxableMunicipalNotesMember_16eeb61a-6cb0-4cb5-bece-d6da3d1f9c8c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NontaxableMunicipalNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:to="loc_us-gaap_NontaxableMunicipalNotesMember_16eeb61a-6cb0-4cb5-bece-d6da3d1f9c8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_9f74ca0b-6a37-401a-8c40-e219cdb96191" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_9f74ca0b-6a37-401a-8c40-e219cdb96191" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_420e74c5-8d2f-48a5-8b7f-cfc14d467bef" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommercialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:to="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_420e74c5-8d2f-48a5-8b7f-cfc14d467bef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_8818d47c-231c-4f8e-837f-e78bb13eb97b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_8818d47c-231c-4f8e-837f-e78bb13eb97b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_37b503b7-04f0-492b-9f3a-d9a10a5b797a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_66cc34ea-0315-4e5e-873b-9728c6c5b8b8" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_37b503b7-04f0-492b-9f3a-d9a10a5b797a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_f7769f81-c607-46d0-8c41-70099c536479" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_b13c190e-90d9-4b64-949e-d1794d441318" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_f7769f81-c607-46d0-8c41-70099c536479" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract_1a0dd048-48b1-48ec-8f5c-521917b5bb2d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_f7769f81-c607-46d0-8c41-70099c536479" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract_1a0dd048-48b1-48ec-8f5c-521917b5bb2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_944556d3-d76d-493b-a190-46dfb22a5eee" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract_1a0dd048-48b1-48ec-8f5c-521917b5bb2d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_944556d3-d76d-493b-a190-46dfb22a5eee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_f3cfa1bd-8725-4397-a857-20305fd2ccdf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract_1a0dd048-48b1-48ec-8f5c-521917b5bb2d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_f3cfa1bd-8725-4397-a857-20305fd2ccdf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_41878772-f9b8-4d08-9f1b-fe5e9092d615" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLossAbstract_1a0dd048-48b1-48ec-8f5c-521917b5bb2d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_41878772-f9b8-4d08-9f1b-fe5e9092d615" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_9c8789e2-7a36-4398-b152-efd42a9df1b2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_f7769f81-c607-46d0-8c41-70099c536479" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_9c8789e2-7a36-4398-b152-efd42a9df1b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_8bb4d2d8-539e-4aa4-91ed-d4a000c3fa72" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_9c8789e2-7a36-4398-b152-efd42a9df1b2" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_8bb4d2d8-539e-4aa4-91ed-d4a000c3fa72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_3b042fb0-3e67-409d-a792-e489d1688415" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_9c8789e2-7a36-4398-b152-efd42a9df1b2" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_3b042fb0-3e67-409d-a792-e489d1688415" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_bd502c6c-2c8e-4fb2-a8af-9bd5f441b558" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_9c8789e2-7a36-4398-b152-efd42a9df1b2" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_bd502c6c-2c8e-4fb2-a8af-9bd5f441b558" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIESNarrativeDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIESNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIESNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_e9771427-cf3c-41db-ab2c-9c378fac6f64" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_31e37818-a82a-44a7-88a3-766643950974" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_e9771427-cf3c-41db-ab2c-9c378fac6f64" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_31e37818-a82a-44a7-88a3-766643950974" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CreditRatingStandardPoorsAxis_fa539bc3-6fd8-47d9-8bf1-39e0d1a74167" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_CreditRatingStandardPoorsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_31e37818-a82a-44a7-88a3-766643950974" xlink:to="loc_srt_CreditRatingStandardPoorsAxis_fa539bc3-6fd8-47d9-8bf1-39e0d1a74167" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ExternalCreditRatingStandardPoorsMember_00e12c9a-59cf-4d1b-bc1c-89b4867c7fc5" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ExternalCreditRatingStandardPoorsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CreditRatingStandardPoorsAxis_fa539bc3-6fd8-47d9-8bf1-39e0d1a74167" xlink:to="loc_srt_ExternalCreditRatingStandardPoorsMember_00e12c9a-59cf-4d1b-bc1c-89b4867c7fc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StandardPoorsAAMinusRatingMember_eafe95b7-adf0-4629-b3d6-46114da5d619" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_StandardPoorsAAMinusRatingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_00e12c9a-59cf-4d1b-bc1c-89b4867c7fc5" xlink:to="loc_srt_StandardPoorsAAMinusRatingMember_eafe95b7-adf0-4629-b3d6-46114da5d619" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_c46a63c4-a468-45da-804f-37ae861c9949" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_31e37818-a82a-44a7-88a3-766643950974" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_c46a63c4-a468-45da-804f-37ae861c9949" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_PercentageOfTotalDebtSecuritiesInvestmentGradeQuality_d3e48ac5-b56d-47b2-829f-b59674779eb5" xlink:href="hum-20220331.xsd#hum_PercentageOfTotalDebtSecuritiesInvestmentGradeQuality"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_c46a63c4-a468-45da-804f-37ae861c9949" xlink:to="loc_hum_PercentageOfTotalDebtSecuritiesInvestmentGradeQuality_d3e48ac5-b56d-47b2-829f-b59674779eb5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MaximumIndividualStateGeneralBondObligationAsPercentageOfTotalDebtSecurities_44649bfd-6e8a-460a-8a1e-93ec13e0ce5b" xlink:href="hum-20220331.xsd#hum_MaximumIndividualStateGeneralBondObligationAsPercentageOfTotalDebtSecurities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_c46a63c4-a468-45da-804f-37ae861c9949" xlink:to="loc_hum_MaximumIndividualStateGeneralBondObligationAsPercentageOfTotalDebtSecurities_44649bfd-6e8a-460a-8a1e-93ec13e0ce5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_4f9015e2-b232-4ef9-aa3b-c96c4a9335f0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_c46a63c4-a468-45da-804f-37ae861c9949" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_4f9015e2-b232-4ef9-aa3b-c96c4a9335f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtSecuritiesAvailableForSaleSecuritiesNumberOfPositions_21662437-c68e-4226-a39c-24495d0ffdee" xlink:href="hum-20220331.xsd#hum_DebtSecuritiesAvailableForSaleSecuritiesNumberOfPositions"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_c46a63c4-a468-45da-804f-37ae861c9949" xlink:to="loc_hum_DebtSecuritiesAvailableForSaleSecuritiesNumberOfPositions_21662437-c68e-4226-a39c-24495d0ffdee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIESGainsLossesWithinInvestmentIncomeDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIESGainsLossesWithinInvestmentIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIESGainsLossesWithinInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cdfef622-1218-4791-a225-42d654b3e260" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtSecuritiesRealizedGainGross_f68b325e-ce99-4a54-98fc-36328642da36" xlink:href="hum-20220331.xsd#hum_DebtSecuritiesRealizedGainGross"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cdfef622-1218-4791-a225-42d654b3e260" xlink:to="loc_hum_DebtSecuritiesRealizedGainGross_f68b325e-ce99-4a54-98fc-36328642da36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtSecuritiesRealizedLossGross_e7fd7582-e2c4-42cd-aef2-8c4b9c3f5c5e" xlink:href="hum-20220331.xsd#hum_DebtSecuritiesRealizedLossGross"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cdfef622-1218-4791-a225-42d654b3e260" xlink:to="loc_hum_DebtSecuritiesRealizedLossGross_e7fd7582-e2c4-42cd-aef2-8c4b9c3f5c5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGain_d4fa77f1-8b4b-41a5-b60c-8231b16aaafa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGain"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cdfef622-1218-4791-a225-42d654b3e260" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGain_d4fa77f1-8b4b-41a5-b60c-8231b16aaafa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedLoss_bd3fdb2f-a788-40d9-8789-20d1ff08c3aa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cdfef622-1218-4791-a225-42d654b3e260" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedLoss_bd3fdb2f-a788-40d9-8789-20d1ff08c3aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_1d97cf47-f5f5-47e8-8214-f07a7255056f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cdfef622-1218-4791-a225-42d654b3e260" xlink:to="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_1d97cf47-f5f5-47e8-8214-f07a7255056f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIESGainsandLossesRelatedtoEquitySecuritiesDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIESGainsandLossesRelatedtoEquitySecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIESGainsandLossesRelatedtoEquitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8f37498c-07b3-4206-b46c-9dc397e3c91c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_9ffed2d3-bbef-4e34-96d8-6ab339b05944" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8f37498c-07b3-4206-b46c-9dc397e3c91c" xlink:to="loc_us-gaap_EquitySecuritiesFvNiGainLoss_9ffed2d3-bbef-4e34-96d8-6ab339b05944" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_a58fe052-fb85-47e0-8644-f2c3c85538bb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8f37498c-07b3-4206-b46c-9dc397e3c91c" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_a58fe052-fb85-47e0-8644-f2c3c85538bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss_7ebf694b-fa6c-41a5-aebb-712508497a19" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8f37498c-07b3-4206-b46c-9dc397e3c91c" xlink:to="loc_us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss_7ebf694b-fa6c-41a5-aebb-712508497a19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INVESTMENTSECURITIESContractualMaturitiesofDebtSecuritiesAvailableforSaleDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#INVESTMENTSECURITIESContractualMaturitiesofDebtSecuritiesAvailableforSaleDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INVESTMENTSECURITIESContractualMaturitiesofDebtSecuritiesAvailableforSaleDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_f700736d-3a18-4e79-ae8b-c3e28edde4e5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_5698f421-a50f-40cc-8915-2245a7afeeac" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_f700736d-3a18-4e79-ae8b-c3e28edde4e5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_5698f421-a50f-40cc-8915-2245a7afeeac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_5698f421-a50f-40cc-8915-2245a7afeeac" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_2bd820ef-7046-49ce-9782-c61d1c8cca18" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_2bd820ef-7046-49ce-9782-c61d1c8cca18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_eafd3dc0-1550-4134-8a09-41f7c36c51c8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_eafd3dc0-1550-4134-8a09-41f7c36c51c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_3c5ac615-d759-4a8b-981f-63ad6b7fdabb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_3c5ac615-d759-4a8b-981f-63ad6b7fdabb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5aee15b6-89fd-4316-bb8d-53363c37affc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5aee15b6-89fd-4316-bb8d-53363c37affc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_92f32d7b-9370-4f43-80fb-a7bd1692bb6a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_92f32d7b-9370-4f43-80fb-a7bd1692bb6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_76addd51-a2f0-4313-864f-c56084f023b0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_dd502230-03f6-4312-ba5e-2af4417cebbd" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_76addd51-a2f0-4313-864f-c56084f023b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_5698f421-a50f-40cc-8915-2245a7afeeac" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_8bc2e0a7-2dbe-4171-9514-fae1447225da" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_8bc2e0a7-2dbe-4171-9514-fae1447225da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_dbbb84ef-70fa-4136-926f-804e60c88ed5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_dbbb84ef-70fa-4136-926f-804e60c88ed5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_45b78848-8415-459d-af3b-cff5b49cb193" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_45b78848-8415-459d-af3b-cff5b49cb193" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9660265f-9c15-4841-b502-a1482f5f0188" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9660265f-9c15-4841-b502-a1482f5f0188" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_66ba0193-1e16-42d2-b1a7-66ea0335a222" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_66ba0193-1e16-42d2-b1a7-66ea0335a222" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_4ace8747-d887-421c-9cfd-70927927ec5b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_eb0b16ca-798b-478a-a5a5-b8187798ccfd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_4ace8747-d887-421c-9cfd-70927927ec5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/FAIRVALUE" xlink:type="simple" xlink:href="hum-20220331.xsd#FAIRVALUE"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/FAIRVALUE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_28ae8bdc-19e6-4cfc-bc0c-32d4ee41919b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_d044671c-2427-405a-9ff7-cbe721d380c4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_28ae8bdc-19e6-4cfc-bc0c-32d4ee41919b" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_d044671c-2427-405a-9ff7-cbe721d380c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/FAIRVALUETables" xlink:type="simple" xlink:href="hum-20220331.xsd#FAIRVALUETables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/FAIRVALUETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_18ea4e27-2275-41cf-8859-6a7e33f7e7a2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock_3e03c1cb-83ac-4ee9-9ca9-ee906c3b54c6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_18ea4e27-2275-41cf-8859-6a7e33f7e7a2" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock_3e03c1cb-83ac-4ee9-9ca9-ee906c3b54c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_08d6da48-60a1-4d99-a8f4-297de817af75" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_18ea4e27-2275-41cf-8859-6a7e33f7e7a2" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_08d6da48-60a1-4d99-a8f4-297de817af75" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_d4ff3e27-2c1f-47c3-ad03-ecf28d1e7977" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_18ea4e27-2275-41cf-8859-6a7e33f7e7a2" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_d4ff3e27-2c1f-47c3-ad03-ecf28d1e7977" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/FAIRVALUEFinancialAssetsMeasuredonRecurringBasisDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#FAIRVALUEFinancialAssetsMeasuredonRecurringBasisDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/FAIRVALUEFinancialAssetsMeasuredonRecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_4667efc0-fc72-4b73-8b51-28318ad8346c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_a68f2335-e0fb-47e8-ab6f-75f56a9f1fea" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_4667efc0-fc72-4b73-8b51-28318ad8346c" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_a68f2335-e0fb-47e8-ab6f-75f56a9f1fea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2be6ebbf-2ee3-43e6-8949-64587c52b986" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_a68f2335-e0fb-47e8-ab6f-75f56a9f1fea" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2be6ebbf-2ee3-43e6-8949-64587c52b986" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_e816874e-3484-4fa3-babc-f87550ec350a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2be6ebbf-2ee3-43e6-8949-64587c52b986" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_e816874e-3484-4fa3-babc-f87550ec350a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_eedd611f-c2b4-4b38-bcf6-ef63653c27ec" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_e816874e-3484-4fa3-babc-f87550ec350a" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_eedd611f-c2b4-4b38-bcf6-ef63653c27ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_80d73300-15ed-4ce9-923c-66a1f9e36be3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_a68f2335-e0fb-47e8-ab6f-75f56a9f1fea" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_80d73300-15ed-4ce9-923c-66a1f9e36be3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_91acb70b-3038-41fe-b3fc-13aa1d72afb9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_80d73300-15ed-4ce9-923c-66a1f9e36be3" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_91acb70b-3038-41fe-b3fc-13aa1d72afb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_685d6a27-0381-4ba8-bdb5-29ac16d6fe30" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_91acb70b-3038-41fe-b3fc-13aa1d72afb9" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_685d6a27-0381-4ba8-bdb5-29ac16d6fe30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_b321335c-6fad-4c2e-8ed4-84d0c1e6ad84" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_91acb70b-3038-41fe-b3fc-13aa1d72afb9" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_b321335c-6fad-4c2e-8ed4-84d0c1e6ad84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_681641ce-cd73-4249-86d1-5c911f71274c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_91acb70b-3038-41fe-b3fc-13aa1d72afb9" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_681641ce-cd73-4249-86d1-5c911f71274c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_aa789740-e694-4026-9e0c-74bb33d3b08b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_a68f2335-e0fb-47e8-ab6f-75f56a9f1fea" xlink:to="loc_us-gaap_FinancialInstrumentAxis_aa789740-e694-4026-9e0c-74bb33d3b08b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_aa789740-e694-4026-9e0c-74bb33d3b08b" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_dc527003-5a43-45e9-a261-a1e660d2191e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_dc527003-5a43-45e9-a261-a1e660d2191e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_60c3c045-e5e2-4466-b174-189d822d6f51" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_60c3c045-e5e2-4466-b174-189d822d6f51" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NontaxableMunicipalNotesMember_2b828d63-94ae-41ae-8963-c98dd2fc15bf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NontaxableMunicipalNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:to="loc_us-gaap_NontaxableMunicipalNotesMember_2b828d63-94ae-41ae-8963-c98dd2fc15bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_86293401-2c95-4a6a-8989-8972460b29de" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_86293401-2c95-4a6a-8989-8972460b29de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_77889036-6a00-4b56-8e46-aa6e3d59be65" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommercialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:to="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_77889036-6a00-4b56-8e46-aa6e3d59be65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_6c48c650-8e86-4593-b5bf-bf99a3707821" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_6c48c650-8e86-4593-b5bf-bf99a3707821" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_6985fa33-9d65-447a-88d6-14ffeaeaa08d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ccd098f-0e40-4e25-b0ac-7e049229e2a3" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_6985fa33-9d65-447a-88d6-14ffeaeaa08d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1e393fec-1b15-4f3b-8c28-dfe8d2bcfee9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_a68f2335-e0fb-47e8-ab6f-75f56a9f1fea" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1e393fec-1b15-4f3b-8c28-dfe8d2bcfee9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_899f744d-c78e-4050-86e9-7d7403aeb5d7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1e393fec-1b15-4f3b-8c28-dfe8d2bcfee9" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_899f744d-c78e-4050-86e9-7d7403aeb5d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_2b06c9e1-d318-483f-baf9-ed626b43ddc9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1e393fec-1b15-4f3b-8c28-dfe8d2bcfee9" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_2b06c9e1-d318-483f-baf9-ed626b43ddc9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_bbb74f10-0e4b-4982-9b4e-c825541cb5ba" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquitySecuritiesFvNi"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1e393fec-1b15-4f3b-8c28-dfe8d2bcfee9" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_bbb74f10-0e4b-4982-9b4e-c825541cb5ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_453ce8c5-0f8b-4862-94d1-cee657dafc89" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1e393fec-1b15-4f3b-8c28-dfe8d2bcfee9" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_453ce8c5-0f8b-4862-94d1-cee657dafc89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/FAIRVALUENarrativeDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#FAIRVALUENarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/FAIRVALUENarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_309e89ff-0c32-42c2-8976-5bcaaeeac8f7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_309e89ff-0c32-42c2-8976-5bcaaeeac8f7" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eae5c79a-e6a1-4977-a649-507e252969a5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eae5c79a-e6a1-4977-a649-507e252969a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_abcc7700-8a66-427b-b03c-b34eaecde95f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eae5c79a-e6a1-4977-a649-507e252969a5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_abcc7700-8a66-427b-b03c-b34eaecde95f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_3aa288a1-bdd0-49fd-b99c-10cbd3c650aa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_abcc7700-8a66-427b-b03c-b34eaecde95f" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_3aa288a1-bdd0-49fd-b99c-10cbd3c650aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_48c80eea-a154-4666-a4e2-5aacc6c77192" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_48c80eea-a154-4666-a4e2-5aacc6c77192" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_2c95dce8-276d-4ee4-8528-42a443b398b0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_48c80eea-a154-4666-a4e2-5aacc6c77192" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_2c95dce8-276d-4ee4-8528-42a443b398b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsMember_1b2c533e-cae5-48fe-8c8f-d115a0e509b1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InvestmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_2c95dce8-276d-4ee4-8528-42a443b398b0" xlink:to="loc_us-gaap_InvestmentsMember_1b2c533e-cae5-48fe-8c8f-d115a0e509b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_e5b0089d-a41d-48e4-9b0f-c9b2d77b390b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_e5b0089d-a41d-48e4-9b0f-c9b2d77b390b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_d0c4d540-c36d-40c6-b34a-aaf1cd25ea87" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_e5b0089d-a41d-48e4-9b0f-c9b2d77b390b" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_d0c4d540-c36d-40c6-b34a-aaf1cd25ea87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_FairValueRiskMember_94dd7ea7-586e-4235-bf96-5b487f5c4b9a" xlink:href="hum-20220331.xsd#hum_FairValueRiskMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_d0c4d540-c36d-40c6-b34a-aaf1cd25ea87" xlink:to="loc_hum_FairValueRiskMember_94dd7ea7-586e-4235-bf96-5b487f5c4b9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OptionIndexedToIssuersEquityEquityAxis_97bf36ea-0dcb-407d-8dae-64356153bcff" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OptionIndexedToIssuersEquityEquityAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_OptionIndexedToIssuersEquityEquityAxis_97bf36ea-0dcb-407d-8dae-64356153bcff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OptionIndexedToIssuersEquityTypeDomain_e9262566-180d-4914-9614-0b04ba838728" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OptionIndexedToIssuersEquityTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OptionIndexedToIssuersEquityEquityAxis_97bf36ea-0dcb-407d-8dae-64356153bcff" xlink:to="loc_us-gaap_OptionIndexedToIssuersEquityTypeDomain_e9262566-180d-4914-9614-0b04ba838728" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PutOptionMember_abc874c8-7492-4c82-81b4-5083bc18a33d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PutOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OptionIndexedToIssuersEquityTypeDomain_e9262566-180d-4914-9614-0b04ba838728" xlink:to="loc_us-gaap_PutOptionMember_abc874c8-7492-4c82-81b4-5083bc18a33d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CallOptionMember_d17f017d-4855-4137-8d7f-e1c389803c91" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CallOptionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OptionIndexedToIssuersEquityTypeDomain_e9262566-180d-4914-9614-0b04ba838728" xlink:to="loc_us-gaap_CallOptionMember_d17f017d-4855-4137-8d7f-e1c389803c91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BalanceSheetLocationAxis_fb5fe63d-1241-4b46-91a7-d48da83268f9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BalanceSheetLocationAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_BalanceSheetLocationAxis_fb5fe63d-1241-4b46-91a7-d48da83268f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BalanceSheetLocationDomain_f8b13cd1-dead-42d6-92b1-7795d011b0a8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BalanceSheetLocationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationAxis_fb5fe63d-1241-4b46-91a7-d48da83268f9" xlink:to="loc_us-gaap_BalanceSheetLocationDomain_f8b13cd1-dead-42d6-92b1-7795d011b0a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoncurrentLiabilitiesMember_9852e9bc-f91a-4762-aad6-3bab12aed74b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherNoncurrentLiabilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_f8b13cd1-dead-42d6-92b1-7795d011b0a8" xlink:to="loc_us-gaap_OtherNoncurrentLiabilitiesMember_9852e9bc-f91a-4762-aad6-3bab12aed74b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoncurrentAssetsMember_b66dd83b-7497-4f90-9d24-84e86a5bf270" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherNoncurrentAssetsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_f8b13cd1-dead-42d6-92b1-7795d011b0a8" xlink:to="loc_us-gaap_OtherNoncurrentAssetsMember_b66dd83b-7497-4f90-9d24-84e86a5bf270" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_1a514663-184a-402b-92fd-8b2535717427" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_1a514663-184a-402b-92fd-8b2535717427" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c6805b8d-363a-4107-9e14-cfe134f556e1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_1a514663-184a-402b-92fd-8b2535717427" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c6805b8d-363a-4107-9e14-cfe134f556e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_KindredAtHomeMember_a08f8423-5fae-4837-9c21-6833e443ec6c" xlink:href="hum-20220331.xsd#hum_KindredAtHomeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c6805b8d-363a-4107-9e14-cfe134f556e1" xlink:to="loc_hum_KindredAtHomeMember_a08f8423-5fae-4837-9c21-6833e443ec6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_eeaf5062-0fe6-4be5-ba55-c3bfa7fb856b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_eeaf5062-0fe6-4be5-ba55-c3bfa7fb856b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_5d807c7a-e459-4ffa-8c92-338d2697d9ab" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_eeaf5062-0fe6-4be5-ba55-c3bfa7fb856b" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_5d807c7a-e459-4ffa-8c92-338d2697d9ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_b40cb815-77be-4506-a7bf-1740baaf079e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_5d807c7a-e459-4ffa-8c92-338d2697d9ab" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_b40cb815-77be-4506-a7bf-1740baaf079e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_f58e7bb9-8190-4710-bd79-a0dc6a95f448" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_b40cb815-77be-4506-a7bf-1740baaf079e" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_f58e7bb9-8190-4710-bd79-a0dc6a95f448" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_406982e6-e0e9-4247-830c-5059a534bd25" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_b40cb815-77be-4506-a7bf-1740baaf079e" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_406982e6-e0e9-4247-830c-5059a534bd25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_e19dca00-353d-40a5-b418-26546daf9a30" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_e19dca00-353d-40a5-b418-26546daf9a30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_d6fbc831-6edc-465c-baa3-b356064f2d14" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_e19dca00-353d-40a5-b418-26546daf9a30" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_d6fbc831-6edc-465c-baa3-b356064f2d14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_NotesPayableToBanksAndCommercialPaperMember_c8cf7dd5-762d-45df-b91c-444759ea6b3d" xlink:href="hum-20220331.xsd#hum_NotesPayableToBanksAndCommercialPaperMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_d6fbc831-6edc-465c-baa3-b356064f2d14" xlink:to="loc_hum_NotesPayableToBanksAndCommercialPaperMember_c8cf7dd5-762d-45df-b91c-444759ea6b3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ccff2cdb-5204-4bfd-899e-c0fb218d7f63" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_c08d2686-9097-4876-bad9-0cfcc7de38a9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_c08d2686-9097-4876-bad9-0cfcc7de38a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_f705d0e3-beb5-4713-a886-67633ed9319d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskPercentage1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_f705d0e3-beb5-4713-a886-67633ed9319d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFairValue_910c4afd-90de-45e3-b30d-c39e9f1204f9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_us-gaap_DebtInstrumentFairValue_910c4afd-90de-45e3-b30d-c39e9f1204f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesPayableFairValueDisclosure_f0338b7f-39bd-468a-a002-7134366fb8fe" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_us-gaap_NotesPayableFairValueDisclosure_f0338b7f-39bd-468a-a002-7134366fb8fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermBorrowings_e27a9fc7-68ff-4dbc-9edd-4668216f09b8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermBorrowings"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_us-gaap_ShortTermBorrowings_e27a9fc7-68ff-4dbc-9edd-4668216f09b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DefinitiveAgreementEquityInterestToBeAcquiredPercentage_9f77fdbb-e407-45f1-90fb-341027712c1c" xlink:href="hum-20220331.xsd#hum_DefinitiveAgreementEquityInterestToBeAcquiredPercentage"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_hum_DefinitiveAgreementEquityInterestToBeAcquiredPercentage_9f77fdbb-e407-45f1-90fb-341027712c1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_8062f214-2410-464d-be48-005541500461" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_8062f214-2410-464d-be48-005541500461" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_FinancialAssetsFairValueDisclosure_4020b0be-18ca-45d7-a014-27c87ce5ab61" xlink:href="hum-20220331.xsd#hum_FinancialAssetsFairValueDisclosure"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_hum_FinancialAssetsFairValueDisclosure_4020b0be-18ca-45d7-a014-27c87ce5ab61" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_LossOnTerminationOfDerivatives_8d65fbaf-e028-461a-8a4d-75a2974e16a4" xlink:href="hum-20220331.xsd#hum_LossOnTerminationOfDerivatives"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1f022aa5-225e-48b9-bdf5-2fd037f9e083" xlink:to="loc_hum_LossOnTerminationOfDerivatives_8d65fbaf-e028-461a-8a4d-75a2974e16a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/FAIRVALUESignificantUnobservableInputsLevel3Details" xlink:type="simple" xlink:href="hum-20220331.xsd#FAIRVALUESignificantUnobservableInputsLevel3Details"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/FAIRVALUESignificantUnobservableInputsLevel3Details" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_b4fe35ad-3465-4eed-9bcc-c290b38ee849" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_b4fe35ad-3465-4eed-9bcc-c290b38ee849" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_024a134e-4068-47d0-811a-fa7769bd18c2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_024a134e-4068-47d0-811a-fa7769bd18c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossAbstract_37cc4c60-7bb3-4e95-aa30-53b136c4ec5b" xlink:href="hum-20220331.xsd#hum_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:to="loc_hum_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossAbstract_37cc4c60-7bb3-4e95-aa30-53b136c4ec5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_deb37e0f-4d48-4389-81e0-e641f0ff446f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hum_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossAbstract_37cc4c60-7bb3-4e95-aa30-53b136c4ec5b" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_deb37e0f-4d48-4389-81e0-e641f0ff446f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_316c9406-cb4f-4855-a0fe-8a075b4bdc15" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hum_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossAbstract_37cc4c60-7bb3-4e95-aa30-53b136c4ec5b" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_316c9406-cb4f-4855-a0fe-8a075b4bdc15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_682cfb8c-9e10-428c-b5a1-0b31ede9725f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_682cfb8c-9e10-428c-b5a1-0b31ede9725f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_7f740207-c421-44d9-b2dd-cbf1dfc5e1b3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_7f740207-c421-44d9-b2dd-cbf1dfc5e1b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_b8ebf6f0-87ba-48d8-b94e-ea34ec0767dd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_b8ebf6f0-87ba-48d8-b94e-ea34ec0767dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_348b127f-4ea4-469e-bdfe-cc97b68ca2de" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_f26355fd-3c06-44d5-a303-c096aed30600" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_348b127f-4ea4-469e-bdfe-cc97b68ca2de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/FAIRVALUEPutandCallOptionsMeasuredatFairValueDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#FAIRVALUEPutandCallOptionsMeasuredatFairValueDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/FAIRVALUEPutandCallOptionsMeasuredatFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_e0aaa994-33cf-4d74-ac46-c0e0bb31993a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_11f5fb79-aa86-4076-a84e-258ff9c9aa43" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_e0aaa994-33cf-4d74-ac46-c0e0bb31993a" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_11f5fb79-aa86-4076-a84e-258ff9c9aa43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_d9b7c7b0-ac10-469a-b22b-71abd0415ac4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_11f5fb79-aa86-4076-a84e-258ff9c9aa43" xlink:to="loc_us-gaap_FinancialInstrumentAxis_d9b7c7b0-ac10-469a-b22b-71abd0415ac4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7c1f210e-4275-424d-b779-de9c6c5066a7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_d9b7c7b0-ac10-469a-b22b-71abd0415ac4" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7c1f210e-4275-424d-b779-de9c6c5066a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OptionOnSecuritiesMember_83f49be5-f51e-4a53-827b-a351b7b73859" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OptionOnSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7c1f210e-4275-424d-b779-de9c6c5066a7" xlink:to="loc_us-gaap_OptionOnSecuritiesMember_83f49be5-f51e-4a53-827b-a351b7b73859" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_78edd83e-fe5e-4d1a-a4fc-1b95374b95e5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_11f5fb79-aa86-4076-a84e-258ff9c9aa43" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_78edd83e-fe5e-4d1a-a4fc-1b95374b95e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_bda1914a-9ad3-424f-898c-c19c32f918eb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_78edd83e-fe5e-4d1a-a4fc-1b95374b95e5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_bda1914a-9ad3-424f-898c-c19c32f918eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6a83de77-cda3-4070-a6de-f259f5830b5e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_bda1914a-9ad3-424f-898c-c19c32f918eb" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6a83de77-cda3-4070-a6de-f259f5830b5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_d2c8854d-0f17-40d0-9e59-9abb67058ffa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_11f5fb79-aa86-4076-a84e-258ff9c9aa43" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_d2c8854d-0f17-40d0-9e59-9abb67058ffa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_b860003c-c7f0-40f3-8dc5-ab06448d1170" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_d2c8854d-0f17-40d0-9e59-9abb67058ffa" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_b860003c-c7f0-40f3-8dc5-ab06448d1170" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputOptionVolatilityMember_7c3a02d3-f88c-4cb2-a1e9-3f99b0c6c153" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MeasurementInputOptionVolatilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_b860003c-c7f0-40f3-8dc5-ab06448d1170" xlink:to="loc_us-gaap_MeasurementInputOptionVolatilityMember_7c3a02d3-f88c-4cb2-a1e9-3f99b0c6c153" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditSpreadOptionMember_0d94c3a6-db71-4b06-907d-29bc47a787aa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CreditSpreadOptionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_b860003c-c7f0-40f3-8dc5-ab06448d1170" xlink:to="loc_us-gaap_CreditSpreadOptionMember_0d94c3a6-db71-4b06-907d-29bc47a787aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RevenueExitMultipleMember_0cd06724-fb5c-435d-beb0-2528faae13bf" xlink:href="hum-20220331.xsd#hum_RevenueExitMultipleMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_b860003c-c7f0-40f3-8dc5-ab06448d1170" xlink:to="loc_hum_RevenueExitMultipleMember_0cd06724-fb5c-435d-beb0-2528faae13bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_117a97d0-ad47-46e8-9d65-a820b95472db" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_b860003c-c7f0-40f3-8dc5-ab06448d1170" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_117a97d0-ad47-46e8-9d65-a820b95472db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputLongTermRevenueGrowthRateMember_618f33ef-3204-43f0-b766-3150fe09d630" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MeasurementInputLongTermRevenueGrowthRateMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_b860003c-c7f0-40f3-8dc5-ab06448d1170" xlink:to="loc_us-gaap_MeasurementInputLongTermRevenueGrowthRateMember_618f33ef-3204-43f0-b766-3150fe09d630" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_ddb48c2c-a0c8-44b0-9d69-942d801cab4d" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_11f5fb79-aa86-4076-a84e-258ff9c9aa43" xlink:to="loc_srt_RangeAxis_ddb48c2c-a0c8-44b0-9d69-942d801cab4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_573a9bdb-9fc2-42ba-b6aa-ebcd34420387" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_ddb48c2c-a0c8-44b0-9d69-942d801cab4d" xlink:to="loc_srt_RangeMember_573a9bdb-9fc2-42ba-b6aa-ebcd34420387" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_ba739681-f4a6-4b28-bcae-ef4a4bf1f656" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_573a9bdb-9fc2-42ba-b6aa-ebcd34420387" xlink:to="loc_srt_MinimumMember_ba739681-f4a6-4b28-bcae-ef4a4bf1f656" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_bbf3144a-9ab2-4da8-99c1-73d3d13b40c5" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_573a9bdb-9fc2-42ba-b6aa-ebcd34420387" xlink:to="loc_srt_MaximumMember_bbf3144a-9ab2-4da8-99c1-73d3d13b40c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_f21b101f-14d4-4614-8a91-5c0c9d47c5ea" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_11f5fb79-aa86-4076-a84e-258ff9c9aa43" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_f21b101f-14d4-4614-8a91-5c0c9d47c5ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetLiabilityNetMeasurementInput_b0906fa1-9694-4111-af92-138a56771d0d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeAssetLiabilityNetMeasurementInput"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_f21b101f-14d4-4614-8a91-5c0c9d47c5ea" xlink:to="loc_us-gaap_DerivativeAssetLiabilityNetMeasurementInput_b0906fa1-9694-4111-af92-138a56771d0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/MEDICAREPARTD" xlink:type="simple" xlink:href="hum-20220331.xsd#MEDICAREPARTD"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/MEDICAREPARTD" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_c3b3a672-bc4a-414e-bc88-52972ce0bdd6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MedicarePartDDisclosureTextBlock_b1996a87-33bb-4424-81d9-056e2be556a6" xlink:href="hum-20220331.xsd#hum_MedicarePartDDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_c3b3a672-bc4a-414e-bc88-52972ce0bdd6" xlink:to="loc_hum_MedicarePartDDisclosureTextBlock_b1996a87-33bb-4424-81d9-056e2be556a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/MEDICAREPARTDTables" xlink:type="simple" xlink:href="hum-20220331.xsd#MEDICAREPARTDTables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/MEDICAREPARTDTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_a339bf88-eec2-4768-a670-3a0a317a807e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_BalanceSheetAccountAssociatedWithMedicarePartDTableTableTextBlock_023ab122-9590-443c-a49b-403a7a3c0196" xlink:href="hum-20220331.xsd#hum_BalanceSheetAccountAssociatedWithMedicarePartDTableTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_a339bf88-eec2-4768-a670-3a0a317a807e" xlink:to="loc_hum_BalanceSheetAccountAssociatedWithMedicarePartDTableTableTextBlock_023ab122-9590-443c-a49b-403a7a3c0196" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/MEDICAREPARTDDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#MEDICAREPARTDDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/MEDICAREPARTDDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_787ea63f-fd7c-47ac-98eb-ff9d887b69ed" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_a650545b-9972-4a7d-bd01-7de16137e228" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_787ea63f-fd7c-47ac-98eb-ff9d887b69ed" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_a650545b-9972-4a7d-bd01-7de16137e228" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_960e53b0-0ea9-4b60-8570-6404ecd700e2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_a650545b-9972-4a7d-bd01-7de16137e228" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_960e53b0-0ea9-4b60-8570-6404ecd700e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_c8410000-b709-4ef5-9496-109bf8150105" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_960e53b0-0ea9-4b60-8570-6404ecd700e2" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_c8410000-b709-4ef5-9496-109bf8150105" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RiskCorridorSettlementsMedicarePartDMember_d6036088-f67e-4072-b61e-b7022b7ba418" xlink:href="hum-20220331.xsd#hum_RiskCorridorSettlementsMedicarePartDMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_c8410000-b709-4ef5-9496-109bf8150105" xlink:to="loc_hum_RiskCorridorSettlementsMedicarePartDMember_d6036088-f67e-4072-b61e-b7022b7ba418" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_CmsSubsidiesOrDiscountsMember_acb68ab1-263b-47c7-bc92-ee897eaa9e10" xlink:href="hum-20220331.xsd#hum_CmsSubsidiesOrDiscountsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_c8410000-b709-4ef5-9496-109bf8150105" xlink:to="loc_hum_CmsSubsidiesOrDiscountsMember_acb68ab1-263b-47c7-bc92-ee897eaa9e10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_a650545b-9972-4a7d-bd01-7de16137e228" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsCurrent_a2803904-d7f1-49bc-9017-d8212f878288" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherAssetsCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:to="loc_us-gaap_OtherAssetsCurrent_a2803904-d7f1-49bc-9017-d8212f878288" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_bf7bb8b4-2a44-46fd-9f52-a52609cc607f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_bf7bb8b4-2a44-46fd-9f52-a52609cc607f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_NetCurrentLiabilityAsset_10e89a14-c39a-48a7-b864-632379bcf148" xlink:href="hum-20220331.xsd#hum_NetCurrentLiabilityAsset"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:to="loc_hum_NetCurrentLiabilityAsset_10e89a14-c39a-48a7-b864-632379bcf148" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_c5bb68b0-9b35-45fe-996c-f49bbfbde7b3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_c5bb68b0-9b35-45fe-996c-f49bbfbde7b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_7761e1d7-82da-40f6-b547-eec5d190bf64" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_7761e1d7-82da-40f6-b547-eec5d190bf64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_NetNoncurrentAssetLiability_b28765a5-1377-4d27-a580-4f07adfff7d1" xlink:href="hum-20220331.xsd#hum_NetNoncurrentAssetLiability"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:to="loc_hum_NetNoncurrentAssetLiability_b28765a5-1377-4d27-a580-4f07adfff7d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_NetAssetLiability_2254d9f2-1789-4173-a625-143d3531cb6a" xlink:href="hum-20220331.xsd#hum_NetAssetLiability"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_34698839-08e1-4abf-bc82-0c641505b9c8" xlink:to="loc_hum_NetAssetLiability_2254d9f2-1789-4173-a625-143d3531cb6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETS" xlink:type="simple" xlink:href="hum-20220331.xsd#GOODWILLANDOTHERINTANGIBLEASSETS"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_bcdd1331-2ed2-4854-a1fe-87b3ed5f62fb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_e2363330-a3c6-41fa-a1e1-1bfb4ec5fb09" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_bcdd1331-2ed2-4854-a1fe-87b3ed5f62fb" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_e2363330-a3c6-41fa-a1e1-1bfb4ec5fb09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSTables" xlink:type="simple" xlink:href="hum-20220331.xsd#GOODWILLANDOTHERINTANGIBLEASSETSTables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_6d2817e7-4987-452c-875d-e184ac3a236b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfGoodwillTextBlock_19bc4adb-6110-40cd-b301-2debb69359e4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_6d2817e7-4987-452c-875d-e184ac3a236b" xlink:to="loc_us-gaap_ScheduleOfGoodwillTextBlock_19bc4adb-6110-40cd-b301-2debb69359e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfIndefiniteLivedIntangibleAssetsTableTextBlock_a012c8a0-a334-4ff3-a553-841e153d2766" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfIndefiniteLivedIntangibleAssetsTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_6d2817e7-4987-452c-875d-e184ac3a236b" xlink:to="loc_us-gaap_ScheduleOfIndefiniteLivedIntangibleAssetsTableTextBlock_a012c8a0-a334-4ff3-a553-841e153d2766" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_f062d8ab-aec6-49d4-8573-e59e4d258622" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_6d2817e7-4987-452c-875d-e184ac3a236b" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_f062d8ab-aec6-49d4-8573-e59e4d258622" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_83dff716-b441-4a8e-944c-1616247166bb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_6d2817e7-4987-452c-875d-e184ac3a236b" xlink:to="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_83dff716-b441-4a8e-944c-1616247166bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSGoodwillbySegmentsDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#GOODWILLANDOTHERINTANGIBLEASSETSGoodwillbySegmentsDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSGoodwillbySegmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_21c399a2-bf8b-4cc8-aca8-55e667d8650b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfGoodwillTable_3322ff20-4191-416e-a117-5bc3a11aa0aa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfGoodwillTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_21c399a2-bf8b-4cc8-aca8-55e667d8650b" xlink:to="loc_us-gaap_ScheduleOfGoodwillTable_3322ff20-4191-416e-a117-5bc3a11aa0aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_404e2f72-f273-4ac8-b3f6-e1eecf138ddb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_3322ff20-4191-416e-a117-5bc3a11aa0aa" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_404e2f72-f273-4ac8-b3f6-e1eecf138ddb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_883a7170-8cf6-46d2-8f5f-9f6c8b17c8f3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_404e2f72-f273-4ac8-b3f6-e1eecf138ddb" xlink:to="loc_us-gaap_SegmentDomain_883a7170-8cf6-46d2-8f5f-9f6c8b17c8f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RetailSegmentMember_a0e8e663-e2d9-472d-bfd2-911634b8509a" xlink:href="hum-20220331.xsd#hum_RetailSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_883a7170-8cf6-46d2-8f5f-9f6c8b17c8f3" xlink:to="loc_hum_RetailSegmentMember_a0e8e663-e2d9-472d-bfd2-911634b8509a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_GroupAndSpecialtySegmentMember_01d0379d-d620-4208-8a7d-6b87f49ead26" xlink:href="hum-20220331.xsd#hum_GroupAndSpecialtySegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_883a7170-8cf6-46d2-8f5f-9f6c8b17c8f3" xlink:to="loc_hum_GroupAndSpecialtySegmentMember_01d0379d-d620-4208-8a7d-6b87f49ead26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_HealthcareServicesSegmentMember_627e03d2-8836-4c9d-8867-df12e0944d49" xlink:href="hum-20220331.xsd#hum_HealthcareServicesSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_883a7170-8cf6-46d2-8f5f-9f6c8b17c8f3" xlink:to="loc_hum_HealthcareServicesSegmentMember_627e03d2-8836-4c9d-8867-df12e0944d49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillLineItems_f754c214-4383-446d-a783-8b0634c44a3f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_3322ff20-4191-416e-a117-5bc3a11aa0aa" xlink:to="loc_us-gaap_GoodwillLineItems_f754c214-4383-446d-a783-8b0634c44a3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillRollForward_a4492187-267e-4aad-995e-479b9844b1a7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_f754c214-4383-446d-a783-8b0634c44a3f" xlink:to="loc_us-gaap_GoodwillRollForward_a4492187-267e-4aad-995e-479b9844b1a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_1f13029c-6487-496b-92fa-3b89a35805b3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_a4492187-267e-4aad-995e-479b9844b1a7" xlink:to="loc_us-gaap_Goodwill_1f13029c-6487-496b-92fa-3b89a35805b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAcquiredDuringPeriod_abbfe2d1-ea19-4152-b4ee-2c7de00cfc70" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_a4492187-267e-4aad-995e-479b9844b1a7" xlink:to="loc_us-gaap_GoodwillAcquiredDuringPeriod_abbfe2d1-ea19-4152-b4ee-2c7de00cfc70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_7586cfd7-2a7f-415b-8b84-a549847547f4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_a4492187-267e-4aad-995e-479b9844b1a7" xlink:to="loc_us-gaap_Goodwill_7586cfd7-2a7f-415b-8b84-a549847547f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSOtherIntangibleAssetsSubjecttoAmortizationDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#GOODWILLANDOTHERINTANGIBLEASSETSOtherIntangibleAssetsSubjecttoAmortizationDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSOtherIntangibleAssetsSubjecttoAmortizationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_6334cb1c-d0af-484c-aaa0-578405e5c015" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable_fe160a09-0798-4876-96b9-cd41080232c0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_6334cb1c-d0af-484c-aaa0-578405e5c015" xlink:to="loc_us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable_fe160a09-0798-4876-96b9-cd41080232c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2106b051-ddac-4e9f-8844-791f56c4b97b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable_fe160a09-0798-4876-96b9-cd41080232c0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2106b051-ddac-4e9f-8844-791f56c4b97b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_eba102f5-06a8-4f86-98cf-26b2b255dcfa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2106b051-ddac-4e9f-8844-791f56c4b97b" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_eba102f5-06a8-4f86-98cf-26b2b255dcfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CustomerContractsMember_d4346251-c585-4a87-83a0-dba79c6dd09b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CustomerContractsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_eba102f5-06a8-4f86-98cf-26b2b255dcfa" xlink:to="loc_us-gaap_CustomerContractsMember_d4346251-c585-4a87-83a0-dba79c6dd09b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TradeNamesMember_d0c0bc86-5a8b-49f3-a563-58b95a9d0c48" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TradeNamesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_eba102f5-06a8-4f86-98cf-26b2b255dcfa" xlink:to="loc_us-gaap_TradeNamesMember_d0c0bc86-5a8b-49f3-a563-58b95a9d0c48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractualRightsMember_06210d61-98e3-4015-b6f4-c13c47bbc8bc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ContractualRightsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_eba102f5-06a8-4f86-98cf-26b2b255dcfa" xlink:to="loc_us-gaap_ContractualRightsMember_06210d61-98e3-4015-b6f4-c13c47bbc8bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_NoncompetesAndOtherMember_cc68ebd7-ca51-4a3b-b8ca-7445db8700d2" xlink:href="hum-20220331.xsd#hum_NoncompetesAndOtherMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_eba102f5-06a8-4f86-98cf-26b2b255dcfa" xlink:to="loc_hum_NoncompetesAndOtherMember_cc68ebd7-ca51-4a3b-b8ca-7445db8700d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_9c4c20d2-aeab-44c5-84c6-fc8492c78b01" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable_fe160a09-0798-4876-96b9-cd41080232c0" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_9c4c20d2-aeab-44c5-84c6-fc8492c78b01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_1a4b21d7-e2d0-4dfc-98a2-234e6e7bf0ad" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_9c4c20d2-aeab-44c5-84c6-fc8492c78b01" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_1a4b21d7-e2d0-4dfc-98a2-234e6e7bf0ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_CertificateOfNeedMember_6c8aef21-a949-45a9-87b0-147926c37a95" xlink:href="hum-20220331.xsd#hum_CertificateOfNeedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_1a4b21d7-e2d0-4dfc-98a2-234e6e7bf0ad" xlink:to="loc_hum_CertificateOfNeedMember_6c8aef21-a949-45a9-87b0-147926c37a95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LicensingAgreementsMember_199da22c-9118-4dec-a824-caac88a2a96f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LicensingAgreementsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_1a4b21d7-e2d0-4dfc-98a2-234e6e7bf0ad" xlink:to="loc_us-gaap_LicensingAgreementsMember_199da22c-9118-4dec-a824-caac88a2a96f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems_60b4b2ff-6461-4162-905e-184d0ea6e3a1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable_fe160a09-0798-4876-96b9-cd41080232c0" xlink:to="loc_us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems_60b4b2ff-6461-4162-905e-184d0ea6e3a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems_60b4b2ff-6461-4162-905e-184d0ea6e3a1" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_a9d02589-a116-4a14-a161-85b0a0a74aa2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_a9d02589-a116-4a14-a161-85b0a0a74aa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_c0210501-be74-4f8e-aa37-6bea6218c376" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_c0210501-be74-4f8e-aa37-6bea6218c376" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_5de3a572-db8d-478f-bf69-77933db0fecc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_5de3a572-db8d-478f-bf69-77933db0fecc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsGrossExcludingGoodwill_c65d9365-c7db-4347-991a-a18ba3ae921f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IntangibleAssetsGrossExcludingGoodwill"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:to="loc_us-gaap_IntangibleAssetsGrossExcludingGoodwill_c65d9365-c7db-4347-991a-a18ba3ae921f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_1c272c3b-c4f9-4a9f-bbe2-7c7b04d09b02" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_1c272c3b-c4f9-4a9f-bbe2-7c7b04d09b02" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a5d089bd-cf59-4489-acc8-9bce4c0ef44e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a5d089bd-cf59-4489-acc8-9bce4c0ef44e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_41e49202-b593-43d0-8071-f75e60d496a4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_7a8c4043-7e28-4686-bdad-bf944164cf4b" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_41e49202-b593-43d0-8071-f75e60d496a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSNarrativeDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#GOODWILLANDOTHERINTANGIBLEASSETSNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_d6fb0ed7-dc12-41cf-8dc6-c55aebc8aeea" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_8c51decc-c9f8-4bb8-a668-1333b710a0f9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_d6fb0ed7-dc12-41cf-8dc6-c55aebc8aeea" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_8c51decc-c9f8-4bb8-a668-1333b710a0f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSAmortizationandEstimatedFutureAmortizationExpenseDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#GOODWILLANDOTHERINTANGIBLEASSETSAmortizationandEstimatedFutureAmortizationExpenseDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/GOODWILLANDOTHERINTANGIBLEASSETSAmortizationandEstimatedFutureAmortizationExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_fcd649d2-8bfc-4eaa-abf4-d9f2e98c9bcb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_fcd649d2-8bfc-4eaa-abf4-d9f2e98c9bcb" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_28f079a7-7d76-4ffd-84ee-268a493c516b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_28f079a7-7d76-4ffd-84ee-268a493c516b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_0d3616c7-7847-4b6e-b495-0b367217d9fc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_0d3616c7-7847-4b6e-b495-0b367217d9fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_087f6e61-7465-4842-8119-4818844fbcdc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_087f6e61-7465-4842-8119-4818844fbcdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_68490a71-6c5d-460d-b08b-fd1a25a55021" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_68490a71-6c5d-460d-b08b-fd1a25a55021" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_451dccd1-1f24-42e4-88e9-5b44bde375e3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_451dccd1-1f24-42e4-88e9-5b44bde375e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_d3304519-d1ae-4f55-a6be-84a342474261" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseCurrentAndFiveSucceedingFiscalYearsAbstract_6448bd4c-3e61-40e7-a396-3c35bb7c66b7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_d3304519-d1ae-4f55-a6be-84a342474261" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/BENEFITSPAYABLE" xlink:type="simple" xlink:href="hum-20220331.xsd#BENEFITSPAYABLE"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/BENEFITSPAYABLE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_6d85a3cb-e06f-4c31-98fd-3498d4b0a4ed" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceDisclosureTextBlock_7bee0af0-07e8-4cfb-b46c-4b7e74b2a60a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InsuranceDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_6d85a3cb-e06f-4c31-98fd-3498d4b0a4ed" xlink:to="loc_us-gaap_InsuranceDisclosureTextBlock_7bee0af0-07e8-4cfb-b46c-4b7e74b2a60a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/BENEFITSPAYABLETables" xlink:type="simple" xlink:href="hum-20220331.xsd#BENEFITSPAYABLETables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/BENEFITSPAYABLETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_89a4511c-67f4-4fbd-872b-8b762b59f99a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_719e67c5-1a7f-483d-928b-c3f4ebbe7408" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_89a4511c-67f4-4fbd-872b-8b762b59f99a" xlink:to="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_719e67c5-1a7f-483d-928b-c3f4ebbe7408" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/BENEFITSPAYABLEActivityinBenefitsPayableDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#BENEFITSPAYABLEActivityinBenefitsPayableDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/BENEFITSPAYABLEActivityinBenefitsPayableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_92d8e5a7-f30c-4e05-8b96-bbbac8d76fd5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_9e9026d9-8a0b-40aa-8316-40eff8c45e80" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_92d8e5a7-f30c-4e05-8b96-bbbac8d76fd5" xlink:to="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_9e9026d9-8a0b-40aa-8316-40eff8c45e80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_9443382d-d5d3-4b35-9f12-b2fa74c46216" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_9e9026d9-8a0b-40aa-8316-40eff8c45e80" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_9443382d-d5d3-4b35-9f12-b2fa74c46216" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_d7a06bc3-0520-4987-9826-2c94a693d27f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_9443382d-d5d3-4b35-9f12-b2fa74c46216" xlink:to="loc_us-gaap_SegmentDomain_d7a06bc3-0520-4987-9826-2c94a693d27f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RetailSegmentMember_d357cc2a-e88c-442b-8038-27b82b28084d" xlink:href="hum-20220331.xsd#hum_RetailSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_d7a06bc3-0520-4987-9826-2c94a693d27f" xlink:to="loc_hum_RetailSegmentMember_d357cc2a-e88c-442b-8038-27b82b28084d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_GroupAndSpecialtySegmentMember_a0ed8eaa-6f86-4296-a43c-6294d39e6e78" xlink:href="hum-20220331.xsd#hum_GroupAndSpecialtySegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_d7a06bc3-0520-4987-9826-2c94a693d27f" xlink:to="loc_hum_GroupAndSpecialtySegmentMember_a0ed8eaa-6f86-4296-a43c-6294d39e6e78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_bb663f2a-076e-4802-a8a2-bb82fa877d40" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_9e9026d9-8a0b-40aa-8316-40eff8c45e80" xlink:to="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_bb663f2a-076e-4802-a8a2-bb82fa877d40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c2a8d6c0-e63d-41f6-ae86-5a8e59fa03f3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_bb663f2a-076e-4802-a8a2-bb82fa877d40" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c2a8d6c0-e63d-41f6-ae86-5a8e59fa03f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_1516ae96-0e6e-48f0-aede-b1ef5979f071" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c2a8d6c0-e63d-41f6-ae86-5a8e59fa03f3" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_1516ae96-0e6e-48f0-aede-b1ef5979f071" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseBusinessAcquisitions_1be2a469-c7d8-499d-a14f-ffdcd8fdea84" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseBusinessAcquisitions"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c2a8d6c0-e63d-41f6-ae86-5a8e59fa03f3" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseBusinessAcquisitions_1be2a469-c7d8-499d-a14f-ffdcd8fdea84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_320fc059-79ea-493e-a938-39f1d4f88a6d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c2a8d6c0-e63d-41f6-ae86-5a8e59fa03f3" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_320fc059-79ea-493e-a938-39f1d4f88a6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_c58ebbb9-be20-46c6-ba53-e8883cdbcc55" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_320fc059-79ea-493e-a938-39f1d4f88a6d" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_c58ebbb9-be20-46c6-ba53-e8883cdbcc55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_a5e3dd23-9b23-4361-a44c-e4624eba99a9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_320fc059-79ea-493e-a938-39f1d4f88a6d" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_a5e3dd23-9b23-4361-a44c-e4624eba99a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_97c398e0-c918-480d-90da-229f54c2d9d2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_320fc059-79ea-493e-a938-39f1d4f88a6d" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_97c398e0-c918-480d-90da-229f54c2d9d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_012e6612-e13a-4057-9bfa-36eb2e6e840c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c2a8d6c0-e63d-41f6-ae86-5a8e59fa03f3" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_012e6612-e13a-4057-9bfa-36eb2e6e840c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_3e67311e-99ed-491a-80d1-5ca269cedc73" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_012e6612-e13a-4057-9bfa-36eb2e6e840c" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_3e67311e-99ed-491a-80d1-5ca269cedc73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_6281f3dd-a5dc-4854-a19f-6ea8b784d21e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_012e6612-e13a-4057-9bfa-36eb2e6e840c" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_6281f3dd-a5dc-4854-a19f-6ea8b784d21e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_9926864d-c9a4-4737-afdb-847fdddbd49f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_012e6612-e13a-4057-9bfa-36eb2e6e840c" xlink:to="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_9926864d-c9a4-4737-afdb-847fdddbd49f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9b47b0a0-4dc6-412d-81c3-9731597148ae" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c2a8d6c0-e63d-41f6-ae86-5a8e59fa03f3" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9b47b0a0-4dc6-412d-81c3-9731597148ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount_dd69ca3f-dcac-488c-b2e8-f11822b1857d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_bb663f2a-076e-4802-a8a2-bb82fa877d40" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount_dd69ca3f-dcac-488c-b2e8-f11822b1857d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/EARNINGSPERCOMMONSHARECOMPUTATION" xlink:type="simple" xlink:href="hum-20220331.xsd#EARNINGSPERCOMMONSHARECOMPUTATION"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/EARNINGSPERCOMMONSHARECOMPUTATION" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_2be86076-2443-4334-9dc2-7f7e693c189a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_20827ecf-5d64-4612-9a68-20cba5604bbd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2be86076-2443-4334-9dc2-7f7e693c189a" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_20827ecf-5d64-4612-9a68-20cba5604bbd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/EARNINGSPERCOMMONSHARECOMPUTATIONTables" xlink:type="simple" xlink:href="hum-20220331.xsd#EARNINGSPERCOMMONSHARECOMPUTATIONTables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/EARNINGSPERCOMMONSHARECOMPUTATIONTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_85502686-2af5-4f4d-8606-d895d25cdcbb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_20150c6c-63e8-40af-9ba1-313969c8744c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_85502686-2af5-4f4d-8606-d895d25cdcbb" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_20150c6c-63e8-40af-9ba1-313969c8744c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/EARNINGSPERCOMMONSHARECOMPUTATIONDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#EARNINGSPERCOMMONSHARECOMPUTATIONDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/EARNINGSPERCOMMONSHARECOMPUTATIONDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_76986182-9392-41c2-96d8-8e670207ee57" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_683c4e98-6ae5-4de7-9b82-686341e41fbb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_76986182-9392-41c2-96d8-8e670207ee57" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_683c4e98-6ae5-4de7-9b82-686341e41fbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_9484d471-64b1-40ef-975e-b1969f68e814" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_683c4e98-6ae5-4de7-9b82-686341e41fbb" xlink:to="loc_us-gaap_AwardTypeAxis_9484d471-64b1-40ef-975e-b1969f68e814" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_eb6517ef-c7a9-4658-baa1-0df7598b9523" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_9484d471-64b1-40ef-975e-b1969f68e814" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_eb6517ef-c7a9-4658-baa1-0df7598b9523" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_569efb39-3523-4bb7-901c-016968e609c7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_eb6517ef-c7a9-4658-baa1-0df7598b9523" xlink:to="loc_us-gaap_EmployeeStockOptionMember_569efb39-3523-4bb7-901c-016968e609c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockMember_8512503b-84bf-4300-9d21-c0dffca8d208" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RestrictedStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_eb6517ef-c7a9-4658-baa1-0df7598b9523" xlink:to="loc_us-gaap_RestrictedStockMember_8512503b-84bf-4300-9d21-c0dffca8d208" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareBasicLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_683c4e98-6ae5-4de7-9b82-686341e41fbb" xlink:to="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_cff9587a-6538-45c3-a9c9-0cee1d57dbe4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:to="loc_us-gaap_ProfitLoss_cff9587a-6538-45c3-a9c9-0cee1d57dbe4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_6b771f7f-6685-4ae1-9ee3-b14b20b8767c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_6b771f7f-6685-4ae1-9ee3-b14b20b8767c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_712e4a05-8ea9-4f70-82e6-21395c21e96a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_712e4a05-8ea9-4f70-82e6-21395c21e96a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_fae7d89b-7f4c-4e53-9370-79603081b438" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_fae7d89b-7f4c-4e53-9370-79603081b438" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_5f0408bd-4143-4e5c-a9f1-479be8449681" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:to="loc_us-gaap_EarningsPerShareBasic_5f0408bd-4143-4e5c-a9f1-479be8449681" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_0a136e4e-f2cb-4886-9c0f-5e610acdbf43" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:to="loc_us-gaap_EarningsPerShareDiluted_0a136e4e-f2cb-4886-9c0f-5e610acdbf43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_2c8b9e0e-afbb-428f-b211-033c7d808235" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_4fbec868-b5f8-4ae2-bbb5-1a157de0e6a4" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_2c8b9e0e-afbb-428f-b211-033c7d808235" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/STOCKHOLDERSEQUITY" xlink:type="simple" xlink:href="hum-20220331.xsd#STOCKHOLDERSEQUITY"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/STOCKHOLDERSEQUITY" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_a1b1e3dd-2ba8-4a21-b778-f60fa50848cc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_eb1fd7cc-979b-4222-b87d-7862c619f463" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_a1b1e3dd-2ba8-4a21-b778-f60fa50848cc" xlink:to="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_eb1fd7cc-979b-4222-b87d-7862c619f463" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/STOCKHOLDERSEQUITYTables" xlink:type="simple" xlink:href="hum-20220331.xsd#STOCKHOLDERSEQUITYTables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/STOCKHOLDERSEQUITYTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_16fa79df-0d44-4b2b-b8a6-929a52caa562" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsDeclaredTableTextBlock_0407c2e3-2e9f-4a0c-a5c2-75c0333c1f42" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DividendsDeclaredTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_16fa79df-0d44-4b2b-b8a6-929a52caa562" xlink:to="loc_us-gaap_DividendsDeclaredTableTextBlock_0407c2e3-2e9f-4a0c-a5c2-75c0333c1f42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/STOCKHOLDERSEQUITYDividendsDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#STOCKHOLDERSEQUITYDividendsDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/STOCKHOLDERSEQUITYDividendsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_f58293ef-d3d6-4b5a-8d55-7907045fe96e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTable_0586f37b-abe0-41a8-a459-083a6683f2d6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_f58293ef-d3d6-4b5a-8d55-7907045fe96e" xlink:to="loc_us-gaap_SubsequentEventTable_0586f37b-abe0-41a8-a459-083a6683f2d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_236f807d-9f3f-4a75-80d1-cbd31eb6d19c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_0586f37b-abe0-41a8-a459-083a6683f2d6" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_236f807d-9f3f-4a75-80d1-cbd31eb6d19c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_e1d6b6f3-4869-40d4-9ce2-391ce9318fa2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_236f807d-9f3f-4a75-80d1-cbd31eb6d19c" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_e1d6b6f3-4869-40d4-9ce2-391ce9318fa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_c13da191-669d-4e76-973a-62b96c720f8a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_e1d6b6f3-4869-40d4-9ce2-391ce9318fa2" xlink:to="loc_us-gaap_SubsequentEventMember_c13da191-669d-4e76-973a-62b96c720f8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventLineItems_2e5d2017-8347-4617-9361-8e6e5e31dfed" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_0586f37b-abe0-41a8-a459-083a6683f2d6" xlink:to="loc_us-gaap_SubsequentEventLineItems_2e5d2017-8347-4617-9361-8e6e5e31dfed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsCommonStockAbstract_dc5e3971-5937-4bef-a107-d61eea28e35d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DividendsCommonStockAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_2e5d2017-8347-4617-9361-8e6e5e31dfed" xlink:to="loc_us-gaap_DividendsCommonStockAbstract_dc5e3971-5937-4bef-a107-d61eea28e35d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_27aecb0c-fe54-485c-a7a0-2b11e1e39695" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsCommonStockAbstract_dc5e3971-5937-4bef-a107-d61eea28e35d" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_27aecb0c-fe54-485c-a7a0-2b11e1e39695" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Dividends_dd5928ce-97f0-4440-8aa1-630883d7e4e1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Dividends"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DividendsCommonStockAbstract_dc5e3971-5937-4bef-a107-d61eea28e35d" xlink:to="loc_us-gaap_Dividends_dd5928ce-97f0-4440-8aa1-630883d7e4e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared_7feec95a-221f-40a4-8c44-ce7a65e8d63c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_2e5d2017-8347-4617-9361-8e6e5e31dfed" xlink:to="loc_us-gaap_CommonStockDividendsPerShareDeclared_7feec95a-221f-40a4-8c44-ce7a65e8d63c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/STOCKHOLDERSEQUITYNarrativeDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#STOCKHOLDERSEQUITYNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/STOCKHOLDERSEQUITYNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_083d7d29-93ea-4d15-9a8e-2d25fa37bfe4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfTreasuryStockTable_5395b90b-a883-41f4-aceb-bdf268cfc429" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ClassOfTreasuryStockTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_083d7d29-93ea-4d15-9a8e-2d25fa37bfe4" xlink:to="loc_us-gaap_ClassOfTreasuryStockTable_5395b90b-a883-41f4-aceb-bdf268cfc429" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_8710e87d-255b-4d91-98b2-a3562fa883e2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfTreasuryStockTable_5395b90b-a883-41f4-aceb-bdf268cfc429" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_8710e87d-255b-4d91-98b2-a3562fa883e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_d8aa950d-16d7-447b-9fe5-7d5fe84c323b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_8710e87d-255b-4d91-98b2-a3562fa883e2" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_d8aa950d-16d7-447b-9fe5-7d5fe84c323b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_d05cae66-4aa5-47ea-adcf-988a334bc94d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_d8aa950d-16d7-447b-9fe5-7d5fe84c323b" xlink:to="loc_us-gaap_SubsequentEventMember_d05cae66-4aa5-47ea-adcf-988a334bc94d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AcceleratedShareRepurchasesDateAxis_52373a13-ad2c-4657-ab40-dde4e163aeaa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AcceleratedShareRepurchasesDateAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfTreasuryStockTable_5395b90b-a883-41f4-aceb-bdf268cfc429" xlink:to="loc_us-gaap_AcceleratedShareRepurchasesDateAxis_52373a13-ad2c-4657-ab40-dde4e163aeaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AcceleratedShareRepurchasesDateDomain_4a16fcf2-8631-4a02-b142-00b241344a05" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AcceleratedShareRepurchasesDateDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AcceleratedShareRepurchasesDateAxis_52373a13-ad2c-4657-ab40-dde4e163aeaa" xlink:to="loc_us-gaap_AcceleratedShareRepurchasesDateDomain_4a16fcf2-8631-4a02-b142-00b241344a05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_January2022AcceleratedShareRepurchaseAgreementMember_826fd95b-a08e-40dd-bc47-414133038546" xlink:href="hum-20220331.xsd#hum_January2022AcceleratedShareRepurchaseAgreementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AcceleratedShareRepurchasesDateDomain_4a16fcf2-8631-4a02-b142-00b241344a05" xlink:to="loc_hum_January2022AcceleratedShareRepurchaseAgreementMember_826fd95b-a08e-40dd-bc47-414133038546" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_b38220db-e426-4396-8887-9fd80a849ee5" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfTreasuryStockTable_5395b90b-a883-41f4-aceb-bdf268cfc429" xlink:to="loc_srt_CounterpartyNameAxis_b38220db-e426-4396-8887-9fd80a849ee5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_243baf4c-6bb5-4709-b85f-d79eaeeecf18" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_b38220db-e426-4396-8887-9fd80a849ee5" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_243baf4c-6bb5-4709-b85f-d79eaeeecf18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MizuhoMarketsAmericasLLCMember_b0fc9490-af73-406e-9c18-6fa51de9204b" xlink:href="hum-20220331.xsd#hum_MizuhoMarketsAmericasLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_243baf4c-6bb5-4709-b85f-d79eaeeecf18" xlink:to="loc_hum_MizuhoMarketsAmericasLLCMember_b0fc9490-af73-406e-9c18-6fa51de9204b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_WellsFargoBankMember_6a748d03-51ef-4e0f-90b0-73a1e58e9adb" xlink:href="hum-20220331.xsd#hum_WellsFargoBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_243baf4c-6bb5-4709-b85f-d79eaeeecf18" xlink:to="loc_hum_WellsFargoBankMember_6a748d03-51ef-4e0f-90b0-73a1e58e9adb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfTreasuryStockTable_5395b90b-a883-41f4-aceb-bdf268cfc429" xlink:to="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchaseProgramAuthorizedAmount1_c01118dd-d6e9-4904-ab33-bd22eae38717" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockRepurchaseProgramAuthorizedAmount1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_us-gaap_StockRepurchaseProgramAuthorizedAmount1_c01118dd-d6e9-4904-ab33-bd22eae38717" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmountExpiredUponReplacement_ffeca079-e03e-46c3-88e8-9864858469be" xlink:href="hum-20220331.xsd#hum_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmountExpiredUponReplacement"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_hum_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmountExpiredUponReplacement_ffeca079-e03e-46c3-88e8-9864858469be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_AcceleratedShareRepurchasesAgreementAmount_97775cc8-a6f0-4233-bd81-7d26284dc14e" xlink:href="hum-20220331.xsd#hum_AcceleratedShareRepurchasesAgreementAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_hum_AcceleratedShareRepurchasesAgreementAmount_97775cc8-a6f0-4233-bd81-7d26284dc14e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AcceleratedShareRepurchasesSettlementPaymentOrReceipt_ebd26901-a5eb-4850-92a2-dd98fe3ab8c0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AcceleratedShareRepurchasesSettlementPaymentOrReceipt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_us-gaap_AcceleratedShareRepurchasesSettlementPaymentOrReceipt_ebd26901-a5eb-4850-92a2-dd98fe3ab8c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_d345ce1a-83cb-4c4a-828e-dfb1f537ca8f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TreasuryStockSharesAcquired"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_us-gaap_TreasuryStockSharesAcquired_d345ce1a-83cb-4c4a-828e-dfb1f537ca8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_fede0a7f-df29-4eee-b930-06536ab345a1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_fede0a7f-df29-4eee-b930-06536ab345a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_TreasuryStockDecreaseInCapitalInExcessOfParValue_9b5953e2-8a7d-48e9-93b0-d1c4c780f0e2" xlink:href="hum-20220331.xsd#hum_TreasuryStockDecreaseInCapitalInExcessOfParValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_hum_TreasuryStockDecreaseInCapitalInExcessOfParValue_9b5953e2-8a7d-48e9-93b0-d1c4c780f0e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AcceleratedShareRepurchasesFinalPricePaidPerShare_45ce2be0-a4c6-40b2-a355-9e948ddf86ad" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AcceleratedShareRepurchasesFinalPricePaidPerShare"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_us-gaap_AcceleratedShareRepurchasesFinalPricePaidPerShare_45ce2be0-a4c6-40b2-a355-9e948ddf86ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_CommonStockReclassifiedFromCapitalInExcessOfParValueToTreasuryStockUponRepurchaseValue_29f497e5-97d7-46ed-9173-0e1dbd09ad87" xlink:href="hum-20220331.xsd#hum_CommonStockReclassifiedFromCapitalInExcessOfParValueToTreasuryStockUponRepurchaseValue"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_hum_CommonStockReclassifiedFromCapitalInExcessOfParValueToTreasuryStockUponRepurchaseValue_29f497e5-97d7-46ed-9173-0e1dbd09ad87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_2fda0fe4-d113-41fc-a9fc-a96176071e18" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_2fda0fe4-d113-41fc-a9fc-a96176071e18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_ShareRepurchasesRelatedToEmployeeStockBasedCompensationAwardsShares_071c40ec-26d8-4760-98f3-377cd557dcc5" xlink:href="hum-20220331.xsd#hum_ShareRepurchasesRelatedToEmployeeStockBasedCompensationAwardsShares"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_hum_ShareRepurchasesRelatedToEmployeeStockBasedCompensationAwardsShares_071c40ec-26d8-4760-98f3-377cd557dcc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_ShareRepurchasesRelatedToEmployeeStockBasedCompensationAwardsValue_67c47532-7f45-42fe-9dd3-0ea8c144f5ec" xlink:href="hum-20220331.xsd#hum_ShareRepurchasesRelatedToEmployeeStockBasedCompensationAwardsValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityClassOfTreasuryStockLineItems_213b4975-5092-4fa1-8185-c8601b73a2d4" xlink:to="loc_hum_ShareRepurchasesRelatedToEmployeeStockBasedCompensationAwardsValue_67c47532-7f45-42fe-9dd3-0ea8c144f5ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INCOMETAXES" xlink:type="simple" xlink:href="hum-20220331.xsd#INCOMETAXES"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INCOMETAXES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_eea7b591-7897-4102-bd32-d6deabde1ac8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_cd0f19a7-90ff-4a28-85dc-aee94d85dd60" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_eea7b591-7897-4102-bd32-d6deabde1ac8" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_cd0f19a7-90ff-4a28-85dc-aee94d85dd60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/INCOMETAXESDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#INCOMETAXESDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/INCOMETAXESDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_001b51ef-f8fc-4475-b962-f547a0901d72" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_0f1fc925-820d-45ca-9e8b-2932274e0b37" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_001b51ef-f8fc-4475-b962-f547a0901d72" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_0f1fc925-820d-45ca-9e8b-2932274e0b37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBT" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBT"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBT" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_1ae097fc-e3c1-44da-96c2-b14ffeec6fb4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_25d8b08b-c9c9-4979-8246-c6f5a62ec4fb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_1ae097fc-e3c1-44da-96c2-b14ffeec6fb4" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_25d8b08b-c9c9-4979-8246-c6f5a62ec4fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBTTables" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBTTables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBTTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_8769771d-b075-4225-b898-d81c6d6388f4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtTableTextBlock_f6ad882b-6b06-4a3b-8856-2ca166ea652d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_8769771d-b075-4225-b898-d81c6d6388f4" xlink:to="loc_us-gaap_ScheduleOfDebtTableTextBlock_f6ad882b-6b06-4a3b-8856-2ca166ea652d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBTDebtOutstandingDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBTDebtOutstandingDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBTDebtOutstandingDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_620f339e-7b9a-41db-b168-47bc73a01a16" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_1635ebb3-17e7-4b31-827a-2946a09be4ee" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_620f339e-7b9a-41db-b168-47bc73a01a16" xlink:to="loc_us-gaap_DebtInstrumentTable_1635ebb3-17e7-4b31-827a-2946a09be4ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_244a4823-fdbc-444b-a7ec-362321ae7e5e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1635ebb3-17e7-4b31-827a-2946a09be4ee" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_244a4823-fdbc-444b-a7ec-362321ae7e5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_039aa6bb-d5e2-4748-9ee1-6cac8413d20a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_244a4823-fdbc-444b-a7ec-362321ae7e5e" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_039aa6bb-d5e2-4748-9ee1-6cac8413d20a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_33394733-4cfe-49ca-9e1f-7f137158c08a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_039aa6bb-d5e2-4748-9ee1-6cac8413d20a" xlink:to="loc_us-gaap_SeniorNotesMember_33394733-4cfe-49ca-9e1f-7f137158c08a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansPayableMember_b5a17eda-2ba5-46d7-875b-918d27f18c08" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LoansPayableMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_039aa6bb-d5e2-4748-9ee1-6cac8413d20a" xlink:to="loc_us-gaap_LoansPayableMember_b5a17eda-2ba5-46d7-875b-918d27f18c08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_6431b22e-029f-4e50-b070-dd24bbc11562" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1635ebb3-17e7-4b31-827a-2946a09be4ee" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_6431b22e-029f-4e50-b070-dd24bbc11562" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_0534e7b0-e8b4-4239-81b9-1bce92e48e9a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_6431b22e-029f-4e50-b070-dd24bbc11562" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_0534e7b0-e8b4-4239-81b9-1bce92e48e9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPaperMember_a4b34504-f2d3-47ac-b1df-57d1d72a486e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommercialPaperMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_0534e7b0-e8b4-4239-81b9-1bce92e48e9a" xlink:to="loc_us-gaap_CommercialPaperMember_a4b34504-f2d3-47ac-b1df-57d1d72a486e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_e028f8a9-e467-4a17-9e5f-7f8428f6ebd5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1635ebb3-17e7-4b31-827a-2946a09be4ee" xlink:to="loc_us-gaap_DebtInstrumentAxis_e028f8a9-e467-4a17-9e5f-7f8428f6ebd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_e028f8a9-e467-4a17-9e5f-7f8428f6ebd5" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A3.15PercentSeniorNotesDueDecember2022Member_3b1981e2-f8c8-4644-a6c6-569811670df1" xlink:href="hum-20220331.xsd#hum_A3.15PercentSeniorNotesDueDecember2022Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A3.15PercentSeniorNotesDueDecember2022Member_3b1981e2-f8c8-4644-a6c6-569811670df1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A2.90PercentSeniorNotesDueDecember2022Member_12e81ea8-980c-4467-b7b9-8829d5a08536" xlink:href="hum-20220331.xsd#hum_A2.90PercentSeniorNotesDueDecember2022Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A2.90PercentSeniorNotesDueDecember2022Member_12e81ea8-980c-4467-b7b9-8829d5a08536" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A065PercentSeniorNotesDueAugust2023Member_15d1e3e3-1f6d-491f-a020-2c9657fea0bd" xlink:href="hum-20220331.xsd#hum_A065PercentSeniorNotesDueAugust2023Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A065PercentSeniorNotesDueAugust2023Member_15d1e3e3-1f6d-491f-a020-2c9657fea0bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A3.85PercentSeniorNotesDueOctober2024Member_beca0154-136d-4e74-b246-cf458e5354ee" xlink:href="hum-20220331.xsd#hum_A3.85PercentSeniorNotesDueOctober2024Member"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A3.85PercentSeniorNotesDueOctober2024Member_beca0154-136d-4e74-b246-cf458e5354ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A450PercentSeniorNotesDueApril2025Member_b1966d05-ef27-4e54-a9d0-48aa75e6a0b1" xlink:href="hum-20220331.xsd#hum_A450PercentSeniorNotesDueApril2025Member"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A450PercentSeniorNotesDueApril2025Member_b1966d05-ef27-4e54-a9d0-48aa75e6a0b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A135PercentSeniorNotesDueFebruary2027Member_512f61c4-2061-43c1-8eed-7db3db2574ae" xlink:href="hum-20220331.xsd#hum_A135PercentSeniorNotesDueFebruary2027Member"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A135PercentSeniorNotesDueFebruary2027Member_512f61c4-2061-43c1-8eed-7db3db2574ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A3.95PercentSeniorNotesDueMarch2027Member_b303f18d-6cf2-461d-b5e6-1f8764cf4bdb" xlink:href="hum-20220331.xsd#hum_A3.95PercentSeniorNotesDueMarch2027Member"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A3.95PercentSeniorNotesDueMarch2027Member_b303f18d-6cf2-461d-b5e6-1f8764cf4bdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A3700PercentSeniorNotesDueMarch2029Member_64f66c3b-e2d3-4de0-8495-d3345fc2e60c" xlink:href="hum-20220331.xsd#hum_A3700PercentSeniorNotesDueMarch2029Member"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A3700PercentSeniorNotesDueMarch2029Member_64f66c3b-e2d3-4de0-8495-d3345fc2e60c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A3125PercentSeniorNotesDueAugust2029Member_4a70f998-6f38-4f91-8030-f30b7d524b3a" xlink:href="hum-20220331.xsd#hum_A3125PercentSeniorNotesDueAugust2029Member"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A3125PercentSeniorNotesDueAugust2029Member_4a70f998-6f38-4f91-8030-f30b7d524b3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A4875PercentSeniorNotesDueApril2030Member_a3d52999-273d-44a9-83c0-efa2aad53590" xlink:href="hum-20220331.xsd#hum_A4875PercentSeniorNotesDueApril2030Member"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A4875PercentSeniorNotesDueApril2030Member_a3d52999-273d-44a9-83c0-efa2aad53590" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A215PercentSeniorNotesDueFebruary2032Member_e2d9997e-58db-41da-b95e-3aaef4232166" xlink:href="hum-20220331.xsd#hum_A215PercentSeniorNotesDueFebruary2032Member"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A215PercentSeniorNotesDueFebruary2032Member_e2d9997e-58db-41da-b95e-3aaef4232166" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A8.15PercentSeniorNotesDueJune2038Member_719362e5-be68-434d-8816-180f1ba29b9e" xlink:href="hum-20220331.xsd#hum_A8.15PercentSeniorNotesDueJune2038Member"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A8.15PercentSeniorNotesDueJune2038Member_719362e5-be68-434d-8816-180f1ba29b9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A4.625PercentSeniorNotesDueDecember2042Member_7118667c-aed2-4010-a3aa-c493512a4d41" xlink:href="hum-20220331.xsd#hum_A4.625PercentSeniorNotesDueDecember2042Member"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A4.625PercentSeniorNotesDueDecember2042Member_7118667c-aed2-4010-a3aa-c493512a4d41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A4.95PercentSeniorNotesDueOctober2044Member_0379b789-512a-4540-93cf-974a39454159" xlink:href="hum-20220331.xsd#hum_A4.95PercentSeniorNotesDueOctober2044Member"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A4.95PercentSeniorNotesDueOctober2044Member_0379b789-512a-4540-93cf-974a39454159" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A4.80PercentSeniorNotesDueMarch2047Member_cbda1b4e-8872-4629-ac8d-1a4311a11467" xlink:href="hum-20220331.xsd#hum_A4.80PercentSeniorNotesDueMarch2047Member"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A4.80PercentSeniorNotesDueMarch2047Member_cbda1b4e-8872-4629-ac8d-1a4311a11467" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A395PercentSeniorNotesDueAugust2049Member_89956ad2-a379-4e6e-9859-5332a47a5847" xlink:href="hum-20220331.xsd#hum_A395PercentSeniorNotesDueAugust2049Member"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_A395PercentSeniorNotesDueAugust2049Member_89956ad2-a379-4e6e-9859-5332a47a5847" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_TermLoanDueOctober2023Member_d3c6086f-36e1-43fe-9ff6-ec98bf09b5ec" xlink:href="hum-20220331.xsd#hum_TermLoanDueOctober2023Member"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_TermLoanDueOctober2023Member_d3c6086f-36e1-43fe-9ff6-ec98bf09b5ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DelayedDrawTermLoanMay2024Member_734327c3-9038-4119-b270-f23ba7a84ccb" xlink:href="hum-20220331.xsd#hum_DelayedDrawTermLoanMay2024Member"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_ab88435c-0879-4644-b044-e3d7ea0570e3" xlink:to="loc_hum_DelayedDrawTermLoanMay2024Member_734327c3-9038-4119-b270-f23ba7a84ccb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1635ebb3-17e7-4b31-827a-2946a09be4ee" xlink:to="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_edc38a1f-c51e-465b-9489-a77195e74ab4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_edc38a1f-c51e-465b-9489-a77195e74ab4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_123ceab6-ff25-4df2-8dfb-745173dbd309" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_123ceab6-ff25-4df2-8dfb-745173dbd309" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermBorrowings_82f016ba-0d6d-4a8e-b784-3ffd7f55aa07" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermBorrowings"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:to="loc_us-gaap_ShortTermBorrowings_82f016ba-0d6d-4a8e-b784-3ffd7f55aa07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtCurrent_60886236-8a4f-4583-8a6e-975783dd95f0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongTermDebtCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:to="loc_us-gaap_LongTermDebtCurrent_60886236-8a4f-4583-8a6e-975783dd95f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtCurrent_1de84597-988e-483c-90a3-f295bd2a9b7e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtCurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:to="loc_us-gaap_DebtCurrent_1de84597-988e-483c-90a3-f295bd2a9b7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_8de73ec1-bbfb-473c-8219-8f3ad891ce6f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongTermDebtNoncurrent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_8ea99509-12bc-46ca-a827-0fc4f09ac274" xlink:to="loc_us-gaap_LongTermDebtNoncurrent_8de73ec1-bbfb-473c-8219-8f3ad891ce6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBTSeniorNotesDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBTSeniorNotesDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBTSeniorNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_f2ce2c7a-9ade-4a33-a279-b6513c3bcfc9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_d65ae70b-7c18-4c9b-a429-d7841850cbbc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_f2ce2c7a-9ade-4a33-a279-b6513c3bcfc9" xlink:to="loc_us-gaap_DebtInstrumentTable_d65ae70b-7c18-4c9b-a429-d7841850cbbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_81cc8924-65b9-436f-af36-63a02bc28989" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_d65ae70b-7c18-4c9b-a429-d7841850cbbc" xlink:to="loc_us-gaap_DebtInstrumentAxis_81cc8924-65b9-436f-af36-63a02bc28989" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_9b601e19-2c17-431d-99a8-6997e387a89f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_81cc8924-65b9-436f-af36-63a02bc28989" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_9b601e19-2c17-431d-99a8-6997e387a89f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A8.15PercentSeniorNotesDueJune2038Member_0e303689-531b-40f8-ab0e-7e82a2c46235" xlink:href="hum-20220331.xsd#hum_A8.15PercentSeniorNotesDueJune2038Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_9b601e19-2c17-431d-99a8-6997e387a89f" xlink:to="loc_hum_A8.15PercentSeniorNotesDueJune2038Member_0e303689-531b-40f8-ab0e-7e82a2c46235" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_A3700PercentSeniorNotesDueMarch2029Member_0ed19c90-3dff-4a14-8339-78a43bb87bd0" xlink:href="hum-20220331.xsd#hum_A3700PercentSeniorNotesDueMarch2029Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_9b601e19-2c17-431d-99a8-6997e387a89f" xlink:to="loc_hum_A3700PercentSeniorNotesDueMarch2029Member_0ed19c90-3dff-4a14-8339-78a43bb87bd0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_eaadc05b-920f-4e83-b27c-affd69a209b1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_d65ae70b-7c18-4c9b-a429-d7841850cbbc" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_eaadc05b-920f-4e83-b27c-affd69a209b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_7ae2198f-3114-4d08-a7b9-4fa272d001c9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_eaadc05b-920f-4e83-b27c-affd69a209b1" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_7ae2198f-3114-4d08-a7b9-4fa272d001c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_e2c2df02-034b-4644-963b-0768e11d3809" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_7ae2198f-3114-4d08-a7b9-4fa272d001c9" xlink:to="loc_us-gaap_SeniorNotesMember_e2c2df02-034b-4644-963b-0768e11d3809" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_a8e58988-241e-4435-ac5e-a913592b6a2b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_d65ae70b-7c18-4c9b-a429-d7841850cbbc" xlink:to="loc_us-gaap_DebtInstrumentLineItems_a8e58988-241e-4435-ac5e-a913592b6a2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_0bb88b58-8312-4fcb-8f62-e2f2bdcf3db9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_a8e58988-241e-4435-ac5e-a913592b6a2b" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_0bb88b58-8312-4fcb-8f62-e2f2bdcf3db9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_95b2130b-51a6-4670-801a-217967c223e2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_a8e58988-241e-4435-ac5e-a913592b6a2b" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_95b2130b-51a6-4670-801a-217967c223e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_528a72ee-9469-4363-8479-5a6649928216" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_a8e58988-241e-4435-ac5e-a913592b6a2b" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_528a72ee-9469-4363-8479-5a6649928216" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_480c003d-7929-4878-9dc0-12f756b130f3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_a8e58988-241e-4435-ac5e-a913592b6a2b" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_480c003d-7929-4878-9dc0-12f756b130f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBTDelayedDrawTermLoanCreditAgreementDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBTDelayedDrawTermLoanCreditAgreementDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBTDelayedDrawTermLoanCreditAgreementDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_82c0dd1f-49ab-4639-b41c-abc85c78a518" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_82c0dd1f-49ab-4639-b41c-abc85c78a518" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_c92e5797-1663-471c-b0be-d6db41c308a5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_c92e5797-1663-471c-b0be-d6db41c308a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_5b620002-8a64-48f0-b957-7c425f18fbbc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_c92e5797-1663-471c-b0be-d6db41c308a5" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_5b620002-8a64-48f0-b957-7c425f18fbbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_KindredAtHomeMember_a12d14e8-c057-48ee-95f9-dd4120305540" xlink:href="hum-20220331.xsd#hum_KindredAtHomeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_5b620002-8a64-48f0-b957-7c425f18fbbc" xlink:to="loc_hum_KindredAtHomeMember_a12d14e8-c057-48ee-95f9-dd4120305540" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_aa8626d6-fcf7-470b-bfc5-fb6c0f5a0b0b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:to="loc_us-gaap_DebtInstrumentAxis_aa8626d6-fcf7-470b-bfc5-fb6c0f5a0b0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_e509035e-55db-4398-9859-9c3dbbd86047" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_aa8626d6-fcf7-470b-bfc5-fb6c0f5a0b0b" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_e509035e-55db-4398-9859-9c3dbbd86047" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DelayedDrawTermLoanMay2021Member_dd806882-bc99-465c-80e3-84f36da6fa78" xlink:href="hum-20220331.xsd#hum_DelayedDrawTermLoanMay2021Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_e509035e-55db-4398-9859-9c3dbbd86047" xlink:to="loc_hum_DelayedDrawTermLoanMay2021Member_dd806882-bc99-465c-80e3-84f36da6fa78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_11b6d07a-5868-419b-a310-7593aed89e42" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_11b6d07a-5868-419b-a310-7593aed89e42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_5ecf5910-d2f4-4926-a289-06a6aae105fa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_11b6d07a-5868-419b-a310-7593aed89e42" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_5ecf5910-d2f4-4926-a289-06a6aae105fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansPayableMember_291a63d9-7745-41be-b364-338c64d8b015" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LoansPayableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_5ecf5910-d2f4-4926-a289-06a6aae105fa" xlink:to="loc_us-gaap_LoansPayableMember_291a63d9-7745-41be-b364-338c64d8b015" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateAxis_d7776e00-fd95-4425-906a-203b0bc1ca87" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_VariableRateAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:to="loc_us-gaap_VariableRateAxis_d7776e00-fd95-4425-906a-203b0bc1ca87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateDomain_04883b34-61e6-4943-8be9-583eb48c9f79" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_VariableRateDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateAxis_d7776e00-fd95-4425-906a-203b0bc1ca87" xlink:to="loc_us-gaap_VariableRateDomain_04883b34-61e6-4943-8be9-583eb48c9f79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_581113ae-3b2a-4d9f-8565-1d81cfe3d80a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateDomain_04883b34-61e6-4943-8be9-583eb48c9f79" xlink:to="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_581113ae-3b2a-4d9f-8565-1d81cfe3d80a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_e2035099-41f5-4d47-acc4-e106958d8057" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:to="loc_srt_RangeAxis_e2035099-41f5-4d47-acc4-e106958d8057" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_8a37ac46-deb8-4195-81fb-34558b41b4c3" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_e2035099-41f5-4d47-acc4-e106958d8057" xlink:to="loc_srt_RangeMember_8a37ac46-deb8-4195-81fb-34558b41b4c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_045ed3ce-3fc4-4f46-8a9a-5800237dc413" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_8a37ac46-deb8-4195-81fb-34558b41b4c3" xlink:to="loc_srt_MinimumMember_045ed3ce-3fc4-4f46-8a9a-5800237dc413" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_6d4fb841-1381-4d3e-a54e-4faef9577bb0" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_8a37ac46-deb8-4195-81fb-34558b41b4c3" xlink:to="loc_srt_MaximumMember_6d4fb841-1381-4d3e-a54e-4faef9577bb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_f4ab78cb-e567-4c75-a4b7-1d3c780e47f8" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_fe534beb-8498-44ea-909c-97bb753db986" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_fe534beb-8498-44ea-909c-97bb753db986" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_d92fe56e-940b-4c8f-8301-2d041c7f483f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_d92fe56e-940b-4c8f-8301-2d041c7f483f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromNotesPayable_9ff5c42f-63c1-459b-a19c-aebb41d314bb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromNotesPayable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:to="loc_us-gaap_ProceedsFromNotesPayable_9ff5c42f-63c1-459b-a19c-aebb41d314bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_BusinessCombinationConsiderationPerAgreementNetOfExistingEquityInterest_52bb4f7e-5805-431f-9ba5-849dd1fbdec5" xlink:href="hum-20220331.xsd#hum_BusinessCombinationConsiderationPerAgreementNetOfExistingEquityInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:to="loc_hum_BusinessCombinationConsiderationPerAgreementNetOfExistingEquityInterest_52bb4f7e-5805-431f-9ba5-849dd1fbdec5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum_ba60260f-ca0d-44ce-b87c-780b0e93da4c" xlink:href="hum-20220331.xsd#hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:to="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum_ba60260f-ca0d-44ce-b87c-780b0e93da4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual_5e6357eb-3a06-4515-ba8e-4f602679b938" xlink:href="hum-20220331.xsd#hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_b84b5536-236b-4852-88d3-3be1ffcaa4d1" xlink:to="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual_5e6357eb-3a06-4515-ba8e-4f602679b938" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBTTermLoanAgreementDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBTTermLoanAgreementDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBTTermLoanAgreementDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_8ff50acc-11e3-41ca-98c9-e02ade51d051" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_8ff50acc-11e3-41ca-98c9-e02ade51d051" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_0686995c-ddca-46ed-aa12-5294febad45b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:to="loc_us-gaap_DebtInstrumentAxis_0686995c-ddca-46ed-aa12-5294febad45b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_9579fc39-c2cb-4b00-ad56-12ed38f507e1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_0686995c-ddca-46ed-aa12-5294febad45b" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_9579fc39-c2cb-4b00-ad56-12ed38f507e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_October2021TermLoanAgreementMember_acbd8620-16f7-4735-94e2-21ce2169aaef" xlink:href="hum-20220331.xsd#hum_October2021TermLoanAgreementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_9579fc39-c2cb-4b00-ad56-12ed38f507e1" xlink:to="loc_hum_October2021TermLoanAgreementMember_acbd8620-16f7-4735-94e2-21ce2169aaef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_GentivaTermLoanDue2025Member_08496b12-8e71-4d38-85be-dcf9ae3504dd" xlink:href="hum-20220331.xsd#hum_GentivaTermLoanDue2025Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_9579fc39-c2cb-4b00-ad56-12ed38f507e1" xlink:to="loc_hum_GentivaTermLoanDue2025Member_08496b12-8e71-4d38-85be-dcf9ae3504dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_883aa924-31f8-46ec-a5bc-5626471cfd6e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_883aa924-31f8-46ec-a5bc-5626471cfd6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_82e077e8-a6ae-4a73-a1ec-90d8e0fe9cc5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_883aa924-31f8-46ec-a5bc-5626471cfd6e" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_82e077e8-a6ae-4a73-a1ec-90d8e0fe9cc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansPayableMember_92fba299-cfd2-4730-a2d2-fe006445e012" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LoansPayableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_82e077e8-a6ae-4a73-a1ec-90d8e0fe9cc5" xlink:to="loc_us-gaap_LoansPayableMember_92fba299-cfd2-4730-a2d2-fe006445e012" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_bbeb0789-9915-451f-b9ea-06e2b2323905" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:to="loc_us-gaap_CreditFacilityAxis_bbeb0789-9915-451f-b9ea-06e2b2323905" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_cd96675f-4ac5-4fc8-b666-f858fbe27ba6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_bbeb0789-9915-451f-b9ea-06e2b2323905" xlink:to="loc_us-gaap_CreditFacilityDomain_cd96675f-4ac5-4fc8-b666-f858fbe27ba6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_47eef85c-7721-4615-ac79-5451b4e44219" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevolvingCreditFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_cd96675f-4ac5-4fc8-b666-f858fbe27ba6" xlink:to="loc_us-gaap_RevolvingCreditFacilityMember_47eef85c-7721-4615-ac79-5451b4e44219" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateAxis_12c26298-dce3-48a2-834b-40465b16c1da" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_VariableRateAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:to="loc_us-gaap_VariableRateAxis_12c26298-dce3-48a2-834b-40465b16c1da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateDomain_ab05fc83-4bf0-4799-b353-2a0eb7d56f3f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_VariableRateDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateAxis_12c26298-dce3-48a2-834b-40465b16c1da" xlink:to="loc_us-gaap_VariableRateDomain_ab05fc83-4bf0-4799-b353-2a0eb7d56f3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_fb67e504-fa04-4283-97f5-8b40f3f32f64" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateDomain_ab05fc83-4bf0-4799-b353-2a0eb7d56f3f" xlink:to="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_fb67e504-fa04-4283-97f5-8b40f3f32f64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_5c248f4b-e8e4-4319-873c-e51f96ad0ef8" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:to="loc_srt_RangeAxis_5c248f4b-e8e4-4319-873c-e51f96ad0ef8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_28e5eb49-fdc0-419c-b7aa-7e289b48a01e" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_5c248f4b-e8e4-4319-873c-e51f96ad0ef8" xlink:to="loc_srt_RangeMember_28e5eb49-fdc0-419c-b7aa-7e289b48a01e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_202a609d-9d94-40bc-bc27-6d6a710f1a0b" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_28e5eb49-fdc0-419c-b7aa-7e289b48a01e" xlink:to="loc_srt_MinimumMember_202a609d-9d94-40bc-bc27-6d6a710f1a0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_5c1448b9-4419-4270-9ebc-9424b08b7277" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_28e5eb49-fdc0-419c-b7aa-7e289b48a01e" xlink:to="loc_srt_MaximumMember_5c1448b9-4419-4270-9ebc-9424b08b7277" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtLineItems_0bab2ebf-211f-4206-83bd-264db59005d8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_e7330111-e860-42ca-81c9-4d3412ef6c07" xlink:to="loc_us-gaap_ShortTermDebtLineItems_0bab2ebf-211f-4206-83bd-264db59005d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_bcf9833a-66c3-4cc1-821d-af425558a339" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_0bab2ebf-211f-4206-83bd-264db59005d8" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_bcf9833a-66c3-4cc1-821d-af425558a339" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_337de344-9f25-4238-a1f4-634aef918150" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_0bab2ebf-211f-4206-83bd-264db59005d8" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_337de344-9f25-4238-a1f4-634aef918150" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum_ef21e7df-0ec1-4433-9a86-9ae985b4f032" xlink:href="hum-20220331.xsd#hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_0bab2ebf-211f-4206-83bd-264db59005d8" xlink:to="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum_ef21e7df-0ec1-4433-9a86-9ae985b4f032" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual_864ff46c-2b98-4ea2-9335-0cf29493145e" xlink:href="hum-20220331.xsd#hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_0bab2ebf-211f-4206-83bd-264db59005d8" xlink:to="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual_864ff46c-2b98-4ea2-9335-0cf29493145e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfNotesPayable_c743233e-c6c3-4a83-9188-d608a2b8bbc1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RepaymentsOfNotesPayable"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_0bab2ebf-211f-4206-83bd-264db59005d8" xlink:to="loc_us-gaap_RepaymentsOfNotesPayable_c743233e-c6c3-4a83-9188-d608a2b8bbc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBTRevolvingCreditAgreementsDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBTRevolvingCreditAgreementsDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBTRevolvingCreditAgreementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_908b504c-3b0c-4686-8309-89f3d6fa0987" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_908b504c-3b0c-4686-8309-89f3d6fa0987" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_dbb5d6c8-2520-43b1-8338-104f776b9e9e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:to="loc_us-gaap_CreditFacilityAxis_dbb5d6c8-2520-43b1-8338-104f776b9e9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_3e818e32-0d58-4ccb-9c64-0d01a5c7e21b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_dbb5d6c8-2520-43b1-8338-104f776b9e9e" xlink:to="loc_us-gaap_CreditFacilityDomain_3e818e32-0d58-4ccb-9c64-0d01a5c7e21b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_f49f6e10-953d-40d7-bb02-0e8b71c1c0b2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevolvingCreditFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_3e818e32-0d58-4ccb-9c64-0d01a5c7e21b" xlink:to="loc_us-gaap_RevolvingCreditFacilityMember_f49f6e10-953d-40d7-bb02-0e8b71c1c0b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LetterOfCreditMember_50f99322-588b-46db-b789-ae38616b7e37" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LetterOfCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevolvingCreditFacilityMember_f49f6e10-953d-40d7-bb02-0e8b71c1c0b2" xlink:to="loc_us-gaap_LetterOfCreditMember_50f99322-588b-46db-b789-ae38616b7e37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_dd60d0cb-c57d-47a7-ae35-2e8df95f633c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:to="loc_us-gaap_DebtInstrumentAxis_dd60d0cb-c57d-47a7-ae35-2e8df95f633c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_1c679b54-980b-4435-a7ed-a43be7a92bc4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_dd60d0cb-c57d-47a7-ae35-2e8df95f633c" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_1c679b54-980b-4435-a7ed-a43be7a92bc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RevolvingCreditAgreementJune2021FiveYearMember_86c4c46a-2978-45c5-9aab-9c7a90e5a892" xlink:href="hum-20220331.xsd#hum_RevolvingCreditAgreementJune2021FiveYearMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_1c679b54-980b-4435-a7ed-a43be7a92bc4" xlink:to="loc_hum_RevolvingCreditAgreementJune2021FiveYearMember_86c4c46a-2978-45c5-9aab-9c7a90e5a892" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RevolvingCreditAgreementJune2021OneYearMember_af77aa16-d999-47de-b40c-517c076b0fad" xlink:href="hum-20220331.xsd#hum_RevolvingCreditAgreementJune2021OneYearMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_1c679b54-980b-4435-a7ed-a43be7a92bc4" xlink:to="loc_hum_RevolvingCreditAgreementJune2021OneYearMember_af77aa16-d999-47de-b40c-517c076b0fad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateAxis_a67c4a20-b664-48f4-9b6d-c951d21a6c13" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_VariableRateAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:to="loc_us-gaap_VariableRateAxis_a67c4a20-b664-48f4-9b6d-c951d21a6c13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateDomain_20d593d2-831e-464e-85fc-0be1c64524f3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_VariableRateDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateAxis_a67c4a20-b664-48f4-9b6d-c951d21a6c13" xlink:to="loc_us-gaap_VariableRateDomain_20d593d2-831e-464e-85fc-0be1c64524f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_7b534286-3ad3-488b-9b94-6df0e7d5c574" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateDomain_20d593d2-831e-464e-85fc-0be1c64524f3" xlink:to="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_7b534286-3ad3-488b-9b94-6df0e7d5c574" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_9bf7d2d9-6978-47f1-926d-613fbd863221" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:to="loc_srt_RangeAxis_9bf7d2d9-6978-47f1-926d-613fbd863221" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_3ffb876f-ba5a-4f81-b36c-7eda6aedb809" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_9bf7d2d9-6978-47f1-926d-613fbd863221" xlink:to="loc_srt_RangeMember_3ffb876f-ba5a-4f81-b36c-7eda6aedb809" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_eb83b365-1870-4b52-8902-10e60762e25d" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_3ffb876f-ba5a-4f81-b36c-7eda6aedb809" xlink:to="loc_srt_MinimumMember_eb83b365-1870-4b52-8902-10e60762e25d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_18fbe452-43c7-4fa6-9c7d-5ada323c1ef5" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_3ffb876f-ba5a-4f81-b36c-7eda6aedb809" xlink:to="loc_srt_MaximumMember_18fbe452-43c7-4fa6-9c7d-5ada323c1ef5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_78742f06-5801-44af-af1e-20f51e4f512b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_78742f06-5801-44af-af1e-20f51e4f512b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_6a58b96c-38c6-4778-ab1e-4c2931240d8c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_78742f06-5801-44af-af1e-20f51e4f512b" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_6a58b96c-38c6-4778-ab1e-4c2931240d8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansPayableMember_2504e8a0-60fc-44cf-9b03-fe92b4938902" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LoansPayableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_6a58b96c-38c6-4778-ab1e-4c2931240d8c" xlink:to="loc_us-gaap_LoansPayableMember_2504e8a0-60fc-44cf-9b03-fe92b4938902" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_2f06330f-8e12-4afb-8f3d-677d383d3f28" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTerm_e69f2bb8-9736-4d30-99ff-0b199bd52608" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentTerm"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_us-gaap_DebtInstrumentTerm_e69f2bb8-9736-4d30-99ff-0b199bd52608" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_28b36ae5-4492-407a-9b98-da2d42bcdcf9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_28b36ae5-4492-407a-9b98-da2d42bcdcf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_461acc97-3de3-47ca-a91b-e5734177b254" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_461acc97-3de3-47ca-a91b-e5734177b254" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_83df608b-8839-4106-bee1-d53b44cb2bd9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityCommitmentFeePercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_83df608b-8839-4106-bee1-d53b44cb2bd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum_f1393f3a-d505-42e0-9a1e-fbfce668ac2a" xlink:href="hum-20220331.xsd#hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageMaximum_f1393f3a-d505-42e0-9a1e-fbfce668ac2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual_fca4e2e2-5263-4b2c-a921-a4ebbea8929d" xlink:href="hum-20220331.xsd#hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_hum_DebtInstrumentCovenantDebtToCapitalizationPercentageActual_fca4e2e2-5263-4b2c-a921-a4ebbea8929d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_LineOfCreditFacilityUncommittedIncrementalCapacity_08737a4a-d044-4f58-9bec-89645829ffc8" xlink:href="hum-20220331.xsd#hum_LineOfCreditFacilityUncommittedIncrementalCapacity"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_hum_LineOfCreditFacilityUncommittedIncrementalCapacity_08737a4a-d044-4f58-9bec-89645829ffc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_LineOfCreditFacilityMaximumBorrowingCapacityIncludingUncommittedIncrementalCapacity_cf7ad8bf-32f2-4a66-8dbb-36e41d400625" xlink:href="hum-20220331.xsd#hum_LineOfCreditFacilityMaximumBorrowingCapacityIncludingUncommittedIncrementalCapacity"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_hum_LineOfCreditFacilityMaximumBorrowingCapacityIncludingUncommittedIncrementalCapacity_cf7ad8bf-32f2-4a66-8dbb-36e41d400625" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LinesOfCreditCurrent_5a0dfbdb-75f0-4909-8142-113caa0ce3a6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LinesOfCreditCurrent"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_us-gaap_LinesOfCreditCurrent_5a0dfbdb-75f0-4909-8142-113caa0ce3a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_ca89dccc-c4ba-414a-a7c0-228e565ec72c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_aa43bd4d-7333-4b7f-b01e-7292c2d6ac3e" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_ca89dccc-c4ba-414a-a7c0-228e565ec72c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/DEBTCommercialPaperandOtherShorttermBorrowingsDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#DEBTCommercialPaperandOtherShorttermBorrowingsDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/DEBTCommercialPaperandOtherShorttermBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_360b41d4-c0c2-4188-beef-e3f10e20b3d6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_8817b76c-3b3a-48b2-b45a-5497c863bcc7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_360b41d4-c0c2-4188-beef-e3f10e20b3d6" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_8817b76c-3b3a-48b2-b45a-5497c863bcc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_f54f2177-dc88-45b3-aace-fd1dc62660d4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_8817b76c-3b3a-48b2-b45a-5497c863bcc7" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_f54f2177-dc88-45b3-aace-fd1dc62660d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_f10c0915-71a0-41e6-8d26-bf5d427d1d7a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_f54f2177-dc88-45b3-aace-fd1dc62660d4" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_f10c0915-71a0-41e6-8d26-bf5d427d1d7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPaperMember_5bd59117-124b-4a87-a5bd-a86c25c5952d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommercialPaperMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_f10c0915-71a0-41e6-8d26-bf5d427d1d7a" xlink:to="loc_us-gaap_CommercialPaperMember_5bd59117-124b-4a87-a5bd-a86c25c5952d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_2e924970-a547-408a-aa93-9d600b2fff7e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_f10c0915-71a0-41e6-8d26-bf5d427d1d7a" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesMember_2e924970-a547-408a-aa93-9d600b2fff7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtLineItems_30629ec7-d9d4-462b-8dcc-ce75b0f9c986" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_8817b76c-3b3a-48b2-b45a-5497c863bcc7" xlink:to="loc_us-gaap_ShortTermDebtLineItems_30629ec7-d9d4-462b-8dcc-ce75b0f9c986" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_af186c4d-dfb3-4549-aa61-28cb347fc5c3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_30629ec7-d9d4-462b-8dcc-ce75b0f9c986" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_af186c4d-dfb3-4549-aa61-28cb347fc5c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShorttermDebtMaximumAmountOutstandingDuringPeriod_a7798053-ae8c-4209-9527-004348587a98" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShorttermDebtMaximumAmountOutstandingDuringPeriod"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_30629ec7-d9d4-462b-8dcc-ce75b0f9c986" xlink:to="loc_us-gaap_ShorttermDebtMaximumAmountOutstandingDuringPeriod_a7798053-ae8c-4209-9527-004348587a98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermBorrowings_af94d46f-cec9-4693-9497-b1defdf4a887" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermBorrowings"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_30629ec7-d9d4-462b-8dcc-ce75b0f9c986" xlink:to="loc_us-gaap_ShortTermBorrowings_af94d46f-cec9-4693-9497-b1defdf4a887" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_10246919-bd0d-4676-9447-878ec5ffed79" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_30629ec7-d9d4-462b-8dcc-ce75b0f9c986" xlink:to="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_10246919-bd0d-4676-9447-878ec5ffed79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/COMMITMENTSGUARANTEESANDCONTINGENCIES" xlink:type="simple" xlink:href="hum-20220331.xsd#COMMITMENTSGUARANTEESANDCONTINGENCIES"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/COMMITMENTSGUARANTEESANDCONTINGENCIES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_52744d95-2ebe-475f-9c77-54183ca98a8f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsContingenciesAndGuaranteesTextBlock_e59970c6-2681-41ec-8eab-ec06d3ee9439" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommitmentsContingenciesAndGuaranteesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_52744d95-2ebe-475f-9c77-54183ca98a8f" xlink:to="loc_us-gaap_CommitmentsContingenciesAndGuaranteesTextBlock_e59970c6-2681-41ec-8eab-ec06d3ee9439" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/COMMITMENTSGUARANTEESANDCONTINGENCIESDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#COMMITMENTSGUARANTEESANDCONTINGENCIESDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/COMMITMENTSGUARANTEESANDCONTINGENCIESDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_40436b1e-5379-40a7-8dcc-fa82709f1980" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingenciesTable_cd95f8c3-5b32-46a3-80f2-f6592b4804db" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LossContingenciesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_40436b1e-5379-40a7-8dcc-fa82709f1980" xlink:to="loc_us-gaap_LossContingenciesTable_cd95f8c3-5b32-46a3-80f2-f6592b4804db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MajorCustomersAxis_54ab0a50-78fa-4717-a3bd-4cdc1a481c42" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MajorCustomersAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesTable_cd95f8c3-5b32-46a3-80f2-f6592b4804db" xlink:to="loc_srt_MajorCustomersAxis_54ab0a50-78fa-4717-a3bd-4cdc1a481c42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_NameOfMajorCustomerDomain_4a8f8b59-82fb-40f4-9da0-1f995b9285e7" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_NameOfMajorCustomerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MajorCustomersAxis_54ab0a50-78fa-4717-a3bd-4cdc1a481c42" xlink:to="loc_srt_NameOfMajorCustomerDomain_4a8f8b59-82fb-40f4-9da0-1f995b9285e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MedicareMember_30dffab8-b92b-4415-9e84-7d1212af9e0a" xlink:href="hum-20220331.xsd#hum_MedicareMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_4a8f8b59-82fb-40f4-9da0-1f995b9285e7" xlink:to="loc_hum_MedicareMember_30dffab8-b92b-4415-9e84-7d1212af9e0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MedicaidMember_b65435da-63e3-41ef-8f40-a07e6b96ffeb" xlink:href="hum-20220331.xsd#hum_MedicaidMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_4a8f8b59-82fb-40f4-9da0-1f995b9285e7" xlink:to="loc_hum_MedicaidMember_b65435da-63e3-41ef-8f40-a07e6b96ffeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MilitaryServiceMember_cb9121c7-799e-4883-889d-c3588e78aaee" xlink:href="hum-20220331.xsd#hum_MilitaryServiceMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_4a8f8b59-82fb-40f4-9da0-1f995b9285e7" xlink:to="loc_hum_MilitaryServiceMember_cb9121c7-799e-4883-889d-c3588e78aaee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementGeographicalAxis_cdb287f4-5aaa-4b6e-97dd-6e9979e6ec73" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_StatementGeographicalAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesTable_cd95f8c3-5b32-46a3-80f2-f6592b4804db" xlink:to="loc_srt_StatementGeographicalAxis_cdb287f4-5aaa-4b6e-97dd-6e9979e6ec73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SegmentGeographicalDomain_868d5539-140f-4164-a486-876fa6fbdc84" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_SegmentGeographicalDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementGeographicalAxis_cdb287f4-5aaa-4b6e-97dd-6e9979e6ec73" xlink:to="loc_srt_SegmentGeographicalDomain_868d5539-140f-4164-a486-876fa6fbdc84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_TricareEastRegionContractMember_d0d205d4-5b30-42fa-ac68-caa5c3030720" xlink:href="hum-20220331.xsd#hum_TricareEastRegionContractMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_868d5539-140f-4164-a486-876fa6fbdc84" xlink:to="loc_hum_TricareEastRegionContractMember_d0d205d4-5b30-42fa-ac68-caa5c3030720" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingenciesLineItems_83b689a5-1e1f-44c9-bf4c-49c0d78639db" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LossContingenciesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesTable_cd95f8c3-5b32-46a3-80f2-f6592b4804db" xlink:to="loc_us-gaap_LossContingenciesLineItems_83b689a5-1e1f-44c9-bf4c-49c0d78639db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_PercentageOfTotalPremiumAndServicesRevenues_0638f4cd-370b-4bd5-81ca-d42d4aa4a34b" xlink:href="hum-20220331.xsd#hum_PercentageOfTotalPremiumAndServicesRevenues"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesLineItems_83b689a5-1e1f-44c9-bf4c-49c0d78639db" xlink:to="loc_hum_PercentageOfTotalPremiumAndServicesRevenues_0638f4cd-370b-4bd5-81ca-d42d4aa4a34b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_NumberOfStatesComprisingTRICAREBeneficiaries_ee44c6e2-49a9-499b-80f8-a05cb366c249" xlink:href="hum-20220331.xsd#hum_NumberOfStatesComprisingTRICAREBeneficiaries"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesLineItems_83b689a5-1e1f-44c9-bf4c-49c0d78639db" xlink:to="loc_hum_NumberOfStatesComprisingTRICAREBeneficiaries_ee44c6e2-49a9-499b-80f8-a05cb366c249" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_NumberOfTRICAREBeneficiaries_d368d63a-4951-4ceb-898d-1002fba9937c" xlink:href="hum-20220331.xsd#hum_NumberOfTRICAREBeneficiaries"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesLineItems_83b689a5-1e1f-44c9-bf4c-49c0d78639db" xlink:to="loc_hum_NumberOfTRICAREBeneficiaries_d368d63a-4951-4ceb-898d-1002fba9937c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_ContractTermYears_b017c134-94fb-40f4-9d70-fd8bf03f2f3e" xlink:href="hum-20220331.xsd#hum_ContractTermYears"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesLineItems_83b689a5-1e1f-44c9-bf4c-49c0d78639db" xlink:to="loc_hum_ContractTermYears_b017c134-94fb-40f4-9d70-fd8bf03f2f3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/SEGMENTINFORMATION" xlink:type="simple" xlink:href="hum-20220331.xsd#SEGMENTINFORMATION"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/SEGMENTINFORMATION" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_ec6175be-a0a9-4afb-9ee0-0173ba7c003c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_e0ee8527-d281-464a-a528-95d03d6cb8ab" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_ec6175be-a0a9-4afb-9ee0-0173ba7c003c" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_e0ee8527-d281-464a-a528-95d03d6cb8ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/SEGMENTINFORMATIONTables" xlink:type="simple" xlink:href="hum-20220331.xsd#SEGMENTINFORMATIONTables"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/SEGMENTINFORMATIONTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_fbad3f80-bfea-4ebd-973a-5c5ed3c42657" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_d5e33ce2-5b16-4176-84b9-1af0eb764d87" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_fbad3f80-bfea-4ebd-973a-5c5ed3c42657" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_d5e33ce2-5b16-4176-84b9-1af0eb764d87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/SEGMENTINFORMATIONNarrativeDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#SEGMENTINFORMATIONNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/SEGMENTINFORMATIONNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_c6219f80-b547-40df-92fa-6b0002e34b98" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments_86c21c29-ea9e-4d74-b0b2-d920ed1687bd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_c6219f80-b547-40df-92fa-6b0002e34b98" xlink:to="loc_us-gaap_NumberOfReportableSegments_86c21c29-ea9e-4d74-b0b2-d920ed1687bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_GovernmentAndHealthPlanMemberSubsidiesAmount_a8bebcf6-0ed4-4f0c-82f3-a83a361861a2" xlink:href="hum-20220331.xsd#hum_GovernmentAndHealthPlanMemberSubsidiesAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_c6219f80-b547-40df-92fa-6b0002e34b98" xlink:to="loc_hum_GovernmentAndHealthPlanMemberSubsidiesAmount_a8bebcf6-0ed4-4f0c-82f3-a83a361861a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DepreciationAndAmortizationClassifiedAsBenefitExpense_8f13f055-ff56-431a-99c8-43ca07bca519" xlink:href="hum-20220331.xsd#hum_DepreciationAndAmortizationClassifiedAsBenefitExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_c6219f80-b547-40df-92fa-6b0002e34b98" xlink:to="loc_hum_DepreciationAndAmortizationClassifiedAsBenefitExpense_8f13f055-ff56-431a-99c8-43ca07bca519" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.humana.com/role/SEGMENTINFORMATIONSegmentResultsDetails" xlink:type="simple" xlink:href="hum-20220331.xsd#SEGMENTINFORMATIONSegmentResultsDetails"/>
  <link:presentationLink xlink:role="http://www.humana.com/role/SEGMENTINFORMATIONSegmentResultsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_5b9eb5d3-a1d5-4b32-99ca-02ed31b9d5d2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_126047d4-1179-45b1-9aa7-addc5ec68e11" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_5b9eb5d3-a1d5-4b32-99ca-02ed31b9d5d2" xlink:to="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_126047d4-1179-45b1-9aa7-addc5ec68e11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_f9667b35-4007-47ae-bda3-fad9d63945dc" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ConsolidationItemsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_126047d4-1179-45b1-9aa7-addc5ec68e11" xlink:to="loc_srt_ConsolidationItemsAxis_f9667b35-4007-47ae-bda3-fad9d63945dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_0d52bf5b-d619-4fb1-9025-aaab623f0ef6" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ConsolidationItemsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_f9667b35-4007-47ae-bda3-fad9d63945dc" xlink:to="loc_srt_ConsolidationItemsDomain_0d52bf5b-d619-4fb1-9025-aaab623f0ef6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_91f0cf2d-8876-406f-959e-67ee4238eab7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_0d52bf5b-d619-4fb1-9025-aaab623f0ef6" xlink:to="loc_us-gaap_OperatingSegmentsMember_91f0cf2d-8876-406f-959e-67ee4238eab7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_CorporateAndEliminationsMember_2db0caec-e03b-4158-8409-969bb1cc1e93" xlink:href="hum-20220331.xsd#hum_CorporateAndEliminationsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_0d52bf5b-d619-4fb1-9025-aaab623f0ef6" xlink:to="loc_hum_CorporateAndEliminationsMember_2db0caec-e03b-4158-8409-969bb1cc1e93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_ae2c81d7-8140-47c4-a27f-85fcdf7eaf10" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_126047d4-1179-45b1-9aa7-addc5ec68e11" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_ae2c81d7-8140-47c4-a27f-85fcdf7eaf10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_6229e89b-ca19-4f72-a350-65ae6f391a96" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_ae2c81d7-8140-47c4-a27f-85fcdf7eaf10" xlink:to="loc_us-gaap_SegmentDomain_6229e89b-ca19-4f72-a350-65ae6f391a96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RetailSegmentMember_552808c5-a29f-4340-bd21-8d3db812efb8" xlink:href="hum-20220331.xsd#hum_RetailSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_6229e89b-ca19-4f72-a350-65ae6f391a96" xlink:to="loc_hum_RetailSegmentMember_552808c5-a29f-4340-bd21-8d3db812efb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_GroupAndSpecialtySegmentMember_15a316d1-d841-413d-b936-9df79ac7327b" xlink:href="hum-20220331.xsd#hum_GroupAndSpecialtySegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_6229e89b-ca19-4f72-a350-65ae6f391a96" xlink:to="loc_hum_GroupAndSpecialtySegmentMember_15a316d1-d841-413d-b936-9df79ac7327b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_HealthcareServicesSegmentMember_3013f9fe-c9dc-48de-8984-20bda07ac96e" xlink:href="hum-20220331.xsd#hum_HealthcareServicesSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_6229e89b-ca19-4f72-a350-65ae6f391a96" xlink:to="loc_hum_HealthcareServicesSegmentMember_3013f9fe-c9dc-48de-8984-20bda07ac96e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_957832b3-c497-44e4-b90a-e7125a6c924b" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_126047d4-1179-45b1-9aa7-addc5ec68e11" xlink:to="loc_srt_ProductOrServiceAxis_957832b3-c497-44e4-b90a-e7125a6c924b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_4da2692c-8da8-4a1a-901c-3985077168fb" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_957832b3-c497-44e4-b90a-e7125a6c924b" xlink:to="loc_srt_ProductsAndServicesDomain_4da2692c-8da8-4a1a-901c-3985077168fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServiceMember_4bab947b-4510-4d61-8abb-b7bd5b0bb0b0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ServiceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_4da2692c-8da8-4a1a-901c-3985077168fb" xlink:to="loc_us-gaap_ServiceMember_4bab947b-4510-4d61-8abb-b7bd5b0bb0b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProductMember_5d2673df-239e-48c5-b543-e3cea317d86d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProductMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_4da2692c-8da8-4a1a-901c-3985077168fb" xlink:to="loc_us-gaap_ProductMember_5d2673df-239e-48c5-b543-e3cea317d86d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MajorCustomersAxis_0d59c6a8-7adf-4f6f-87e5-4c879522f54c" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_MajorCustomersAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_126047d4-1179-45b1-9aa7-addc5ec68e11" xlink:to="loc_srt_MajorCustomersAxis_0d59c6a8-7adf-4f6f-87e5-4c879522f54c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:href="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd#srt_NameOfMajorCustomerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MajorCustomersAxis_0d59c6a8-7adf-4f6f-87e5-4c879522f54c" xlink:to="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MedicareAdvantageMember_494ad490-1195-4f53-bf0f-c22f0debe6ac" xlink:href="hum-20220331.xsd#hum_MedicareAdvantageMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_MedicareAdvantageMember_494ad490-1195-4f53-bf0f-c22f0debe6ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_GroupMedicareAdvantageMember_78fe5a6a-72e3-4057-9424-e01de193c400" xlink:href="hum-20220331.xsd#hum_GroupMedicareAdvantageMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_GroupMedicareAdvantageMember_78fe5a6a-72e3-4057-9424-e01de193c400" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MedicareStandAlonePrescriptionDrugPlanMember_270a298d-30f1-41f5-9066-2cacc446a6b7" xlink:href="hum-20220331.xsd#hum_MedicareStandAlonePrescriptionDrugPlanMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_MedicareStandAlonePrescriptionDrugPlanMember_270a298d-30f1-41f5-9066-2cacc446a6b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MedicareMember_bc5740f0-78e7-4c3c-bcf9-bd18f20d861f" xlink:href="hum-20220331.xsd#hum_MedicareMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_MedicareMember_bc5740f0-78e7-4c3c-bcf9-bd18f20d861f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_FullyInsuredMember_27562ca3-eacd-407e-ad30-b951b7d90a03" xlink:href="hum-20220331.xsd#hum_FullyInsuredMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_FullyInsuredMember_27562ca3-eacd-407e-ad30-b951b7d90a03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_SpecialtyMember_e851121b-1aeb-489c-9c6b-9979f89025d0" xlink:href="hum-20220331.xsd#hum_SpecialtyMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_SpecialtyMember_e851121b-1aeb-489c-9c6b-9979f89025d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_MedicaidAndOtherMember_f65100de-75b8-4071-99d2-810195af7c95" xlink:href="hum-20220331.xsd#hum_MedicaidAndOtherMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_MedicaidAndOtherMember_f65100de-75b8-4071-99d2-810195af7c95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_HomeSolutionsMember_95be76b8-e77e-4c7f-96ef-074fc57fa8c8" xlink:href="hum-20220331.xsd#hum_HomeSolutionsMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_HomeSolutionsMember_95be76b8-e77e-4c7f-96ef-074fc57fa8c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_ProviderServicesMember_d4de95a5-ed14-4a73-98cd-4c1a0b31f599" xlink:href="hum-20220331.xsd#hum_ProviderServicesMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_ProviderServicesMember_d4de95a5-ed14-4a73-98cd-4c1a0b31f599" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_ASOAndOtherMember_2e111e93-9f14-484b-955a-f93b47cd0df4" xlink:href="hum-20220331.xsd#hum_ASOAndOtherMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_ASOAndOtherMember_2e111e93-9f14-484b-955a-f93b47cd0df4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_PharmacySolutionsMember_954e1c0e-fed9-4c4f-bdd8-d852218b00be" xlink:href="hum-20220331.xsd#hum_PharmacySolutionsMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_b1a97b38-0c86-4cc0-a5dc-f7fc954ea40b" xlink:to="loc_hum_PharmacySolutionsMember_954e1c0e-fed9-4c4f-bdd8-d852218b00be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_126047d4-1179-45b1-9aa7-addc5ec68e11" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_707aaa91-aec8-48bb-8c38-c2b4d92bceb8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_PremiumsEarnedNet_707aaa91-aec8-48bb-8c38-c2b4d92bceb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_82167442-cded-4c86-93fe-6bb53475b53c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_82167442-cded-4c86-93fe-6bb53475b53c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RevenuesPremiumsAndServiceExternal_b6c58162-8aee-41e1-860d-ad7ed5d24b2c" xlink:href="hum-20220331.xsd#hum_RevenuesPremiumsAndServiceExternal"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_hum_RevenuesPremiumsAndServiceExternal_b6c58162-8aee-41e1-860d-ad7ed5d24b2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_RevenuesIntersegment_c2c35bd7-1ee8-4176-87a0-3cbadb529d10" xlink:href="hum-20220331.xsd#hum_RevenuesIntersegment"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_hum_RevenuesIntersegment_c2c35bd7-1ee8-4176-87a0-3cbadb529d10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_ca3737db-e027-4c59-a743-6a200fba9cd4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_NetInvestmentIncome_ca3737db-e027-4c59-a743-6a200fba9cd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_838ef939-ecb2-4e7a-981c-028fc3422131" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_Revenues_838ef939-ecb2-4e7a-981c-028fc3422131" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_60e2a9e9-2c01-4dfb-be1d-c60e20f6cd0a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_60e2a9e9-2c01-4dfb-be1d-c60e20f6cd0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingGeneralAndAdministrativeExpense_78a57afc-dc8d-464d-94f2-bbebb2d525ee" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpense"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_SellingGeneralAndAdministrativeExpense_78a57afc-dc8d-464d-94f2-bbebb2d525ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_DepreciationAndAmortizationIncomeStatement_59c7e9d4-e6f8-4f4c-acda-50240196ee27" xlink:href="hum-20220331.xsd#hum_DepreciationAndAmortizationIncomeStatement"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_hum_DepreciationAndAmortizationIncomeStatement_59c7e9d4-e6f8-4f4c-acda-50240196ee27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_ff701bbb-cd6f-4e17-89fd-0eadafe075a0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BenefitsLossesAndExpenses"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_BenefitsLossesAndExpenses_ff701bbb-cd6f-4e17-89fd-0eadafe075a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_25b2c00a-ae87-4656-b02f-f7e3bc52c54c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_OperatingIncomeLoss_25b2c00a-ae87-4656-b02f-f7e3bc52c54c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_ce04aeb6-5dca-4df3-8ab7-8e23830a2868" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_InterestExpense_ce04aeb6-5dca-4df3-8ab7-8e23830a2868" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_750de29d-e522-41f0-b87b-62432872f05b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherNonoperatingIncomeExpense"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpense_750de29d-e522-41f0-b87b-62432872f05b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_aaf2a39e-6667-4b35-8e85-f90bebd0696c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_aaf2a39e-6667-4b35-8e85-f90bebd0696c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_237e3974-bcc2-4ed2-be0e-71e133601cc4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_237e3974-bcc2-4ed2-be0e-71e133601cc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_c763de89-665e-420f-bc9a-7892aeb0e0c7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_c763de89-665e-420f-bc9a-7892aeb0e0c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_IncomeLossFromContinuingOperationsBeforeIncomeTaxesAttributableToNoncontrollingInterest_0e441c8f-c967-46c7-9251-355fd56ecc35" xlink:href="hum-20220331.xsd#hum_IncomeLossFromContinuingOperationsBeforeIncomeTaxesAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_hum_IncomeLossFromContinuingOperationsBeforeIncomeTaxesAttributableToNoncontrollingInterest_0e441c8f-c967-46c7-9251-355fd56ecc35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hum_IncomeLossFromContinuingOperationsBeforeIncomeTaxesAttributableToParent_1fad497e-7345-4b32-ab98-2a36cdbfe117" xlink:href="hum-20220331.xsd#hum_IncomeLossFromContinuingOperationsBeforeIncomeTaxesAttributableToParent"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_6a8583e5-f04b-4ddd-b402-63fb46a6cb9f" xlink:to="loc_hum_IncomeLossFromContinuingOperationsBeforeIncomeTaxesAttributableToParent_1fad497e-7345-4b32-ab98-2a36cdbfe117" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
</link:linkbase>
